F&G AccumulatorPlus Fixed Indexed Annuity – Growth Potential with Principal Protection & Health Access
At Diversified Insurance Brokers, we help clients make informed annuity decisions by comparing products across more than 75 top-rated insurance companies. One of the most popular accumulation-focused annuities we recommend is the F&G AccumulatorPlus, a fixed indexed annuity designed to provide strong growth potential without market risk.
This annuity is ideal for individuals who want to preserve their principal, access market-linked growth, and avoid the volatility that comes with direct stock market investments.
Key Features of AccumulatorPlus
The F&G AccumulatorPlus offers a range of index crediting strategies that allow you to participate in market growth while protecting your principal from loss. Clients can choose from several index options, including both annual point-to-point and volatility-controlled indices. Whether you prefer more conservative or aggressive allocation options, the annuity gives you flexibility to tailor the strategy to your goals.
The product is available in both 7-year and 10-year versions, giving clients the ability to choose a term length that matches their time horizon. Regardless of the option selected, the AccumulatorPlus does not impose annual fees and includes tax-deferred growth throughout the contract term.
For added flexibility, policyholders can withdraw up to 10% of their account value annually after year one without penalty. This is especially helpful for retirees who may need access to a portion of their funds each year. Additionally, the annuity includes built-in waivers for terminal illness or nursing home confinement, allowing clients to access their full account value without penalty if a qualifying health event occurs.
Upon death, beneficiaries receive the full account value without additional charges, ensuring that your legacy is protected and passed on smoothly.
Why Choose Diversified Insurance Brokers?
The team at Diversified Insurance Brokers has in-depth experience with the F&G AccumulatorPlus and other top accumulation-focused annuities. We walk each client through the index strategies, term options, health-related withdrawal provisions, and income choices. We’ll help you evaluate whether AccumulatorPlus fits your long-term goals—or if another option may be a better fit.
We work for you, not the insurance companies—and we provide side-by-side comparisons to ensure clarity and confidence in your retirement strategy.
📞 Call us at 800-533-5969
📅 Schedule a free consultation: Book with Jarad
🔗 Visit our annuity rate page: Current Annuity Rates
📨 Contact us online: Contact Us