Ibexis FIA Plus Fixed Indexed Annuity – Capture Growth While Managing Risk
At Diversified Insurance Brokers, we specialize in annuity solutions designed to help you grow and preserve wealth—especially in uncertain market environments. One standout option for accumulation-focused investors is the Ibexis FIA Plus Fixed Indexed Annuity.
This product delivers a unique blend of flexibility, market-driven performance, and downside protection. Whether you’re nearing retirement or looking to grow assets without market exposure, FIA Plus offers a forward-thinking strategy tailored to your risk tolerance and income goals.
A Flexible and Powerful Growth Strategy
The Ibexis FIA Plus annuity offers one of the most dynamic accumulation designs available today. The standout feature is the Annual Lock, which allows you to capture gains each year and protect them moving forward—helping you build momentum even during periods of market volatility.
It also gives you control over your risk level through a variety of floor options:
Choose from 0%, -5%, -10%, or -15%, which means you can adjust how much downside you’re willing to tolerate in exchange for greater upside potential.
The product also includes:
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Access to strong index crediting strategies tied to the S&P 500, HSBC AI Global Tactical, and BofA U.S. Strength Fast Convergence Index
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A premium bonus rider that enhances the account value, with optional recapture provisions
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A fixed and declared rate strategy for more conservative accumulation
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Penalty-free withdrawals of up to 10% per year starting in the second contract year
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Waivers for terminal illness, nursing home confinement, and Required Minimum Distributions
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Death benefit options and spousal continuation provisions for estate protection
Why Choose Ibexis?
Ibexis Life & Annuity Insurance Company is backed by Investcorp, bringing financial strength and stability to this modern annuity design. The FIA Plus is particularly well-suited for individuals who want to maintain control over risk while pursuing meaningful growth—without putting principal at risk from market losses.
Get Expert Guidance from Diversified Insurance Brokers
Choosing the right annuity can be overwhelming—but that’s why we’re here. At Diversified Insurance Brokers, we work with over 75 top-rated carriers to help you compare options, clarify benefits, and create a retirement strategy that fits your goals.
If you’re interested in the Ibexis FIA Plus or want to learn more about your options, we’re ready to help you create a personalized plan that grows and protects your wealth.
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