F&G Prosperity Elite Fixed Indexed Annuity – Bonuses, Growth, and Income Protection Built In
At Diversified Insurance Brokers, we help individuals prepare for retirement using customized annuity solutions designed to provide guaranteed lifetime income, market protection, and legacy planning. Among the standout options we often recommend is the F&G Prosperity Elite Fixed Indexed Annuity, a versatile product offering upfront bonuses, enhanced growth potential, and powerful income guarantees.
If you’re looking for a retirement strategy that provides both protection and performance, Prosperity Elite may be a smart fit for your financial future.

Why Prosperity Elite Stands Out
The Prosperity Elite is built with income in mind—and it offers immediate value through an 18% bonus added to the income base when the Protection Package is elected. This boost helps increase your future income potential from day one. On top of that, it offers a 10% annual roll-up to the income base, providing reliable growth while your account remains deferred.
Clients can allocate their funds across multiple crediting strategies, including well-known options such as the S&P 500, Gold Commodity Index, and Barclays Trailblazer. These strategies give you the potential for solid returns—without the risk of market loss to your principal.
Other key benefits include:
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Vesting bonuses that reward long-term contract value growth
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10% penalty-free withdrawals annually starting in year two
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An Impairment Multiplier, which can double your income if you’re unable to perform two of six Activities of Daily Living
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Enhanced death benefit options to protect your legacy
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Built-in and optional riders to provide long-term care benefits and income protection
Is This Annuity Right for You?
The Prosperity Elite offers a strong combination of growth, guaranteed income, and health-based enhancements that may suit individuals looking to secure long-term income, especially in retirement. It is particularly appealing for those seeking protection from outliving their assets and wanting access to additional benefits in the event of a health event or long-term care need.
Why Work With Diversified Insurance Brokers?
With access to over 75 top-rated insurance carriers, our team is committed to helping you compare options and make informed decisions. When it comes to the F&G Prosperity Elite, we can walk you through the bonus structures, income guarantees, and optional riders so you understand exactly how the annuity fits into your retirement plan.
We’ve helped hundreds of clients secure income and protect their legacy—now let us do the same for you.
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