NWL Impact 10 – 7% Bonus Growth with Long-Term Security and Income
At Diversified Insurance Brokers, we help clients grow and protect their wealth using customized annuity strategies that prioritize long-term value and guaranteed income. The NWL Impact 10 Fixed Indexed Annuity, issued by National Western Life Insurance Company, is built for individuals seeking a balanced approach to accumulation and protection.
With a premium bonus, flexible income options, and strong guarantees, this product delivers the kind of confidence many retirees are looking for.

7% Premium Bonus with Long-Term Value
The NWL Impact 10 offers a 7% premium bonus that is vested over a 10-year schedule. This bonus immediately boosts the value of your annuity and enhances future income potential, especially for those planning on keeping the contract for the full term.
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Flexible Growth with Strong Protection
This annuity offers several index crediting strategies, including:
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S&P 500-linked options
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Fixed interest alternatives
All strategies come with a 0% floor, ensuring you never lose money due to market declines. It’s the ideal solution for those who want market participation without exposing their principal to risk.
Liquidity and Income Planning Features
The NWL Impact 10 also provides flexible access and strong income guarantees:
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Penalty-free withdrawals of up to 10% annually after year one
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Waivers for terminal illness, qualified medical stays, and RMDs
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Policy loans available up to 60% of account value after month two (varies by state)
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Lifetime income options, including single and joint annuitization and optional withdrawal benefit riders
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Spousal continuation and death benefit protection to preserve your legacy
These features offer a unique combination of control, access, and long-term income—especially useful for couples or clients planning to retire in stages.
Trusted Carrier, Personalized Support
National Western Life, founded in 1956, brings financial strength and industry longevity to the NWL Impact 10 annuity. When paired with the expertise of Diversified Insurance Brokers, you receive unbiased guidance and a retirement strategy tailored to your goals.
If you’re seeking a product that offers bonus growth, security, and income flexibility, the NWL Impact 10 could be the perfect fit.
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