Lock In Competitive Fixed Annuity Rates with Guaranteed Growth
Looking for a safe way to grow your money without market volatility? Fixed annuities offer guaranteed interest, principal protection, and tax-deferred growth—making them a smart option for retirement savers and conservative investors.
For example, if you invest $1,000,000 into a 5-year fixed annuity earning 5.40% compounded annually, your account would grow to approximately $1,300,000 by the end of the term—without any market risk.
Contact us to see today’s top fixed annuity rates and how they can work for you.
You can request a quote here, through our secure annuity request form.
💰Current Fixed Annuity Rates (as of July 2025)
Term | Rate |
---|---|
1-Year Fixed Annuity | 4.25% |
2-Year Fixed Annuity | 6.15% |
3-Year Fixed Annuity | 6.00% |
4-Year Fixed Annuity | 5.50% |
5-Year Fixed Annuity | 6.15% |
6-Year Fixed Annuity | 5.75% |
7-Year Fixed Annuity | 6.10% |
8-Year Fixed Annuity | 5.65% |
9-Year Fixed Annuity | 5.40% |
10-Year Fixed Annuity | 6.00% |
Rates are subject to change and may vary by state, age, and premium amount. Additional rate enhancements may be available based on deposit size or product selection.
Why Choose a Fixed Annuity?
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Guaranteed Interest – Lock in your rate for the full term
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Principal Protection – 100% of your deposit is protected from market loss
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Tax-Deferred Growth – Pay no taxes on gains until withdrawal
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Zero Management Fees – No ongoing asset charges
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Flexible Term Options – Choose a time frame that aligns with your goals
Ready to Secure Your Rate?
At Diversified Insurance Brokers, we shop over 75 top-rated insurance carriers to find the best annuity solution for your goals—without pressure or hidden fees.
📞 Call us at 770-662-8510
📅 Schedule a Free Consultation
💬 You can request a quote here, through our secure annuity request form.
Visit our Comprehensive Annuity Podcast on YouTube
💰 Bonus Annuity Rates – July 2025
Take Advantage of Upfront Bonuses on Select Fixed Indexed Annuities
Looking to give your retirement a boost right from the start? Bonus annuities offer an immediate percentage—often 10% or more—added to your initial premium. That means if you invest $1,000,000, you receive an extra $100,000 credited to your account on day one.
These bonuses can enhance your income rider benefits, grow your accumulation value, or simply provide a stronger foundation for long-term retirement income. It’s a smart way to combine growth potential with added day-one value.
Ask us which bonus annuities are offering the highest rates right now.
You can request a quote here, through our secure annuity request form.
✅ Current Bonus Annuity Offers (as of July 2025)
Term | Bonus |
---|---|
5-Year Bonus Annuity | 12% |
7-Year Bonus Annuity | 15% |
8-Year Bonus Annuity | 10% |
9-Year Bonus Annuity | 5% |
10-Year Bonus Annuity | 23% |
14-Year Bonus Annuity | 20% |
15-Year Bonus Annuity | 9% |
Bonus amounts apply to the initial premium and may vary based on state availability, rider selection, and contract terms. Some products include guaranteed lifetime income, enhanced death benefits, or liquidity features.
Why Consider a Bonus Annuity?
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Immediate Growth Boost – Bonus applied day one
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Protected Principal – Shield your money from market losses
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Lifetime Income Options – Many include income riders
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Tax-Deferred Growth – No annual taxation on gains
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Customizable Terms – Choose based on your timeline and retirement goals
Let’s Find the Best Bonus for You
We work with over 75 A-rated carriers to match you with the most competitive bonus structure and the best overall annuity contract for your situation.
📞 Call us at 770-662-8510
📅 Schedule a Free Consultation
💬You can request a quote here, through our secure annuity request form.
Secure your future with a guaranteed annuity—and unlock the bonus power to grow it even faster.