About Us

Diversified Insurance Brokers

Family-Owned Since 1980

For over 45 years, we’ve helped individuals, families, and business owners protect what matters most—with trusted guidance, personalized service, and insurance solutions that stand the test of time.

A Family-Owned Firm Built on Trust, Integrity, and Service
Since 1980, Diversified Insurance Brokers has proudly served clients across the U.S. and internationally, providing trusted guidance with integrity, respect, and a deep commitment to doing what’s right. Founded by Jason and Jarad’s family, our firm was built on strong values—and strengthened even further when Mike, a close friend and partner of nearly 25 years, joined the team.

As fiduciaries, we’re committed to putting your best interests first, offering personalized insurance and financial solutions that reflect your goals, needs, and long-term security.

A Message From Our Founders

Rick and Margaret Stolz

In 1980, I started this business from the basement of my home with a simple vision: to fill a gap in the insurance industry by putting people first. I saw too many companies focused on sales instead of solutions, leaving individuals and families without the right protection for their futures. I knew there had to be a better way—one built on trust, transparency, and doing what’s best for the customer.

From the very beginning, my goal was to build lasting relationships, not just with our clients but also with top-rated insurance carriers. By working closely with these companies, we gained access to the best products and services available, allowing us to tailor solutions that truly meet our clients’ needs—without ever charging a fee.

What started as a small, family-run business has grown into something much bigger, yet our core values remain the same. Now in our second generation, our family continues to operate with the same commitment to integrity and service that we had from day one. We realized early on that the need for honest, solution-driven insurance advice wasn’t just in Georgia—it was nationwide. That’s why we expanded our reach, becoming licensed in all 50 states to help individuals and businesses across the country secure their financial futures.

We are not salespeople. We are problem solvers. Whether it’s life insurance, annuities, long-term care, or funding for college, our mission is to find the right solution for you—one that provides security, stability, and peace of mind.

Thank you for trusting us to be part of your journey. We look forward to serving you for generations to come

-Rick Stolz CLU, ChFC, RHU, CLTC, LUTCF

Rick and Margaret Stolz

Founder

Our Story: The Diversified Timeline

A legacy of trust, innovation, and family values—since 1980.

Founding partners of National Association of Insurance Marketers

1980

Founded

Diversified Insurance Brokers Founded in Basement

1986

First Office

Purchased Our First Office

1990

Issued

$10 Million in Premiums Issued to Our Clients

2008

Family Business

2nd Generation of the Stolz Family Joins the Family Business

2015

40k Clients

40k Happy Clients Served

2020

Issued

$350 Million in Premiums Issued

2025

100k Clients

Over 100k Clients Served

Diversified Insurance Brokers, Est. 1980

Over 45 Years of Trusted, Family-Owned Guidance
For more than four decades, our family-owned firm has helped individuals, families, and businesses secure their financial future with clarity and confidence. As a second-generation company, we’ve built a no-fee, client-first approach that puts your goals—not commissions—at the heart of every recommendation.

Trusted by over 100,000 clients nationwide, we believe the key to long-term financial success is understanding your options. Not all insurance or financial products are created equal—and we take the time to walk you through the details, so you always know exactly what you’re choosing and why.

Unmatched Access. Unbiased Advice. Trusted Expertise.
With over $500 million in personalized insurance coverage placed, Diversified Insurance Brokers offers one of the most extensive carrier networks in the industry. We partner with 100+ top-rated companies and quote from over 1,000 insurance products, ensuring truly customized solutions based on your goals—not someone else’s sales quota.

Because we’re independent, we’re not tied to any one carrier—our only commitment is to you. That means no pressure, no pushy sales tactics—just honest, straightforward guidance designed to help you make informed, confident decisions about your financial future.

Our team exceeds state licensing standards and holds advanced designations such as CRPC (Chartered Retirement Planning Counselor), CLTC (Certified in Long-Term Care) and CMIP (Certified Medicare Insurance Planner) —bringing integrity, expertise, and decades of experience to every conversation.

Experienced Professionals, Committed to Excellence

Jason Stolz, CRPC, CLTC, DIA, CAA

Jason Stolz, CRPC, CLTC, DIA and CAA is a highly respected financial professional with over 20 years of experience in the insurance industry. His insurance career began in the mid 2000’s, and through hard work, dedication, and an unwavering commitment to his clients, he has become one of the top agents in the country concerning insurance and annuities. As a graduate of Auburn University, he is renowned for his deep expertise across life insurance — including high-risk and complex cases — disability insurance, long-term care, annuities, and group health. His ability to navigate the industry’s complexities and provide customized solutions has made him a trusted advisor to individuals, families, and businesses seeking financial security.

Jason’s approach is rooted in a client-first philosophy, ensuring that every recommendation aligns with the long-term goals and needs of those he serves. He takes pride in helping clients safeguard their financial future, whether through life insurance strategies tailored to difficult underwriting situations, disability income planning, income-generating annuities, long-term care solutions designed to protect assets and preserve independence, or group health coverage for businesses and their employees. His credentials as a Chartered Retirement Planning Counselor, Certification in Long-Term Care holder, Disability Income Associate, and Certified Annuity Advisor reflect a commitment to ongoing education and have positioned him as a leader in the industry. Having close working relationships with many of the top tech companies in the insurance industry, he has earned the respect of colleagues and clients alike.

Beyond his professional accomplishments, Jason is passionate about music and film, appreciating the artistry, creativity, and storytelling that both mediums bring to life. He enjoys spending quality time with his family, including his wife, Kaylyn, and their child. Whether it’s a relaxing night watching a favorite movie, exploring new music, or engaging in meaningful conversations with loved ones, Jason values the moments that bring joy and connection. His dedication to both his career and his family reflects his core values of integrity, loyalty, and a commitment to excellence in all areas of life.

Jarad Stolz, CRPC, CLTC

Jarad Stolz, CRPC, CLTC brings a combination of sharp industry knowledge and a natural ability to connect with people that has made him a trusted advisor to families and businesses across the country. With nearly two decades of experience in the insurance and financial services industry, Jarad has developed a reputation for his expertise in life insurance, annuities, Medicare planning, and advanced retirement income strategies. His forward-thinking approach ensures clients are not only protected today but also well-positioned for the challenges and opportunities of tomorrow.

Known for his strategic mindset, Jarad thrives on helping clients see the bigger picture. He is passionate about educating families on how to maximize financial security, protect their assets, and create reliable streams of income they cannot outlive. Whether guiding parents through the complexities of college planning, structuring annuities for guaranteed retirement income, or advising on long-term care solutions, Jarad takes pride in simplifying financial decisions and creating clarity in areas that often feel overwhelming.

As a second-generation leader at Diversified Insurance Brokers, Jarad continues to carry forward the family tradition of integrity, service, and innovation. He is deeply committed to upholding the firm’s fiduciary standard—always putting the client’s best interests first—and ensuring that every recommendation aligns with their personal goals and long-term vision.

Beyond his professional work, Jarad is a devoted husband and father who values time with family above all else. He enjoys sports, travel, and staying engaged in his community, always finding ways to build lasting connections with the people around him. To his clients and colleagues, Jarad represents the perfect blend of experience, heart, and forward-looking leadership.

Mike Dusombre, CRPC, CLTC

Mike Dusombre, CLTC, CRPC has built his career on a simple promise: treat every client like family. As a partner at Diversified Insurance Brokers, Mike has become known for his steady guidance, approachable style, and ability to simplify complex financial decisions. Families and business owners alike turn to him for trusted advice on life insurance, annuities, retirement income strategies, and long-term care solutions.

Mike’s path into the industry was shaped by a deep desire to help people protect what matters most. Over the years, he has worked with thousands of clients across the country, creating strategies designed not only to meet today’s needs but to carry families through the future with confidence. His strength lies in his ability to listen carefully, understand each client’s unique circumstances, and then design tailored solutions that provide security and peace of mind.

Colleagues often describe Mike as the heart of the firm—someone who leads with loyalty, steadiness, and genuine care for those around him. His decades of experience are matched by a down-to-earth style that makes clients feel at ease, no matter how big the financial decision at hand.

Away from the office, Mike is a devoted husband and father who treasures time with his family. He enjoys the outdoors, staying active, and connecting with his community. To those who know him best, Mike embodies the very values that Diversified Insurance Brokers was founded on: trust, service, and doing what’s right for every client.

Tonia Pettitt, CMIP©

Tonia Pettitt is recognized as one of the leading Medicare specialists at Diversified Insurance Brokers, bringing both expertise and compassion to a field that can often feel confusing for retirees. With years of hands-on experience guiding individuals through the complexities of Medicare, Tonia has developed a reputation for simplifying choices and helping clients find coverage that truly fits their needs and budgets.

Her focus is on making Medicare understandable. From Original Medicare and Medicare Advantage to prescription drug coverage and Medigap policies, Tonia takes the time to walk each client through their options step by step. She believes no one should feel overwhelmed when making decisions about healthcare, and she prides herself on creating clear, customized strategies that offer confidence and peace of mind.

Clients consistently praise Tonia for her patience, knowledge, and ability to listen. She sees every conversation as an opportunity to empower people with the information they need to make the best decision for themselves and their families. As part of the Diversified Insurance Brokers team, she extends the firm’s commitment to integrity, service, and putting clients first.

Outside of work, Tonia values spending time with her family and enjoys being active in her community. Her warmth and approachable nature carry through both professionally and personally, making her not just a Medicare advisor but a trusted partner in planning for the future.

Why Use An Insurance Broker?

Expert Guidance

Choosing the right insurance isn’t just about finding a low premium—it’s about getting the right coverage from the right company for your unique needs. That’s where an experienced insurance broker makes all the difference.

Unlike captive agents who represent only one carrier, insurance brokers work for you—not the insurance company. We compare products from dozens of top-rated providers to ensure you’re getting the best value, the most competitive rates, and the coverage that truly fits your situation.

At Diversified Insurance Brokers, we bring over 45 years of expertise and an unbiased approach to every recommendation we make. From life insurance and annuities to Medicare, disability, and high-risk coverage, we tailor solutions that protect what matters most—with no pressure and no added cost to you.
Access to Multiple Carriers

Insurance brokers aren’t tied to a single company—they work with a wide range of top-rated carriers. This means they can compare multiple policies side by side, helping you find the best coverage, price, and underwriting fit for your unique situation. Instead of settling for a one-size-fits-all solution, you get personalized options that truly match your needs and budget.
Tailored Solutions

Insurance brokers take the time to understand your individual goals, risks, and budget. Rather than offering generic coverage, they recommend customized insurance solutions designed to fit your specific needs—whether you’re protecting your family, your business, or planning for retirement. This personalized approach ensures you get the right protection without overpaying or being underinsured.
Time Savings

Working with an insurance broker means less stress and more efficiency. Brokers handle the heavy lifting—researching policies, comparing carriers, managing applications, and navigating the paperwork—so you don’t have to. This saves you valuable time and ensures your coverage is in place quickly and accurately.
Claim Assistance

Filing an insurance claim can be stressful, but a broker is there to guide you every step of the way. From helping you understand your policy benefits to communicating with the insurance company and ensuring proper documentation, brokers offer valuable support to help you navigate the process smoothly and get the benefits you deserve—without added frustration.
Advocacy

Unlike agents who represent a single insurance company, brokers work for you—not the insurer. That means if questions or issues arise, your broker is there to advocate on your behalf, ensuring your interests are protected. Whether it’s clarifying policy details, resolving claim disputes, or negotiating with carriers, you have a knowledgeable ally in your corner every step of the way.
Relationships with Insurance Carrires and their Underwriters

Experienced brokers have established relationships with insurance carriers and their underwriters, which can work to your advantage. These connections allow brokers to present your application more effectively, advocate for favorable decisions, and even negotiate better offers—especially in complex or high-risk situations. When it comes to navigating underwriting nuances, having a broker with insider access can make all the difference.

Connect With Us

Need Insurance Guidance? Start Here with Expert Insights

Why work with Diversified Insurance Brokers?
With access to over 75 top-rated carriers and decades of experience, we go beyond quotes to deliver personalized advice, in-depth product knowledge, and expert service for life insurance, annuities, long-term care, Medicare, and more. Learn how our training and independence set us apart.

Get Answers to Your Biggest Insurance Questions
Wondering how much life insurance you really need? Confused about annuity options or how underwriting works for high-risk applicants? In this video, we answer the most common questions we hear from clients—and explain the real differences that matter when choosing coverage.

Financial Protection Essentials

Chronic condition underwriting guidance, dental and vision options, financial firm reviews, and state-level consumer protections.

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FAQs: About Diversified Insurance Brokers

Who is Diversified Insurance Brokers?

We’re an independent, family-owned insurance brokerage founded in 1980. Our team compares policies across 100+ top-rated carriers to help you find clear, competitive solutions for life insurance, annuities, long-term care, Medicare, and Social Security planning. You can also explore our full insurance services overview to see everything we offer.

Are you tied to one insurance company?

No. We are fully independent and carrier-neutral. That means we shop multiple companies and present side-by-side options so you can choose the policy that best fits your goals and budget. For example, we often compare highly rated carriers featured in our best insurance companies guide.

Do you work with clients nationwide?

Yes. We serve clients across the United States. If a product has state-specific availability, we’ll confirm eligibility and provide comparable alternatives when needed. You can also review educational resources like our life insurance needs calculator guide before your consultation.

What types of insurance and planning do you offer?

We help with term and permanent life insurance, fixed and fixed indexed annuities, long-term care solutions (including hybrids), Medicare plan reviews, and Social Security timing strategies. If you’re comparing retirement income tools, our fixed indexed annuity guide explains how these contracts function.

How are you compensated?

We’re typically paid by the insurance carrier if you choose a policy—there’s usually no additional cost to you. We disclose compensation when applicable and focus on transparent comparisons. You can also review our educational breakdown of how insurance companies manage policyholder funds for additional clarity.

What makes your process different?

Clarity and comparison. We gather a brief profile, pre-screen where appropriate, and present curated options with plain-English pros and cons—no pressure, just guidance. Our educational resources, such as term vs. whole life insurance comparisons, are designed to help you understand trade-offs before making a decision.

Can you review my existing policies?

Absolutely. We can evaluate current coverage, check guarantees, riders, costs, and suitability, and suggest keep-as-is, update, or replace scenarios when beneficial. If you’re unsure how your policy works, reviewing basics like annuity surrender charges or policy structure details can provide helpful context.

How do I get started?

You can book a free consultation, call 800-533-5969, or send a quick message from our contact page. If you’re exploring retirement income, you may also want to review current annuity rates before your call.

         Posted on Google  
   
   Kevin Gebo 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jason made shopping for disability insurance easy. He sent fast, clear side-by-side quotes, gave honest advice, advocated for me with underwriting, and was quick to respond every step of the way. Highly recommend!

Owner's reply
Thank you for the kind words. As an independent disability insurance broker, shopping the market to provide you the best possible quote is our goal. We are here to help as needed, thank you!
  
 
      Posted on Google  
   
   Lawrence Gallegos 
 
 
 
 Trustindex verifies that the original source of the review is Google. The team at Diversified Insurance was great to work with. I had pre-existing conditions and was worried that I could not get coverage. I messaged their team, and Jason immediately reached out to me. I am now covered and very happy!  This is a great team to work with. They are quick and very responsive to questions. I made a great choice in reaching out to them.

Owner's reply
Thank you for the kind feedback! As an independent life insurance broker, we prescreen the entire marketplace to find what fits best for you. Thank you again for working with us!
  
 
      Posted on Google  
   
   Cayden Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jason was very helpful!

Owner's reply
Thank you for the kind words! We are always here to help.
  
 
      Posted on Google  
   
   Jeffrey Tanner 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jason did a great job finding a policy at a great rate! Highly recommend working with him for all Life Insurance needs!

Owner's reply
Thank you for the kind feedback! We are pleased to prescreen the market as an independent insurance broker to find you the best fit based on your specific scenario.
  
 
      Posted on Google  
   
   Keith Landsberg 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our company works with Diversified Insurance Brokers as a disability insurance general agency, and their expertise in other product lines has been a big asset for our customers. When clients need life insurance, including hard to place cases, or need help with annuities and long term care planning, Jason Stolz and his team know these products inside and out. They respond quickly, explain options clearly, and take great care of every client we send their way. Having Diversified as a partner means our customers can get the rest of their protection planning handled by people who really know it. Highly recommend them.

Owner's reply
Thank you for the kind words, we very much value our relationship with you for the disability insurance, which gives us access to all of the major carriers so we can place our customers with the best option for their specific occupation and income. As an independent insurance broker, having one of the largest selection of annuity, life insurance, disability insurance and long term care insurance contracts in the country, we know we are offering the absolute best option for our customers in all lines. Thank you!
  
 
      Posted on Google  
   
   Dave Demeo 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience. Have already recommended to other business owners.

Owner's reply
Thank you for the kind words and feedback! As an independent disability insurance broker, we are always happy to prescreen the entire marketplace to find the best option based on your specific scenario. Thank you!
  
 
      Posted on Google  
   
   Eddy Tufford 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience working with Jason on a life insurance policy for my wife. The process was fast and painless, and Jason was very responsive, listened to our needs and concerns and helped us find a policy that met our needs. Highly recommend working with Jason!

Owner's reply
Thank you for the kind feedback! As an independent life insurance and annuity broker, we are very pleased to prescreen the entire marketplace for the best options based on specific scenarios. Here to help as needed going forward too. Thank you!
  
 
      Posted on Google  
   
   Jonathan Kurinsky 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jason was very helpful!

Owner's reply
Thank you for the kind words!
  
 
      Posted on Google  
   
   Josh King 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience with Jason and team. Thank you!

Owner's reply
Thank you for that! We are pleased to have been able to prescreen the full life insurance marketplace with you, with a positive result after underwriting. Thank you again!
  
 
      Posted on Google  
   
   Family Hepworth 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Jason Stolz and the team at Diversified Insurance Brokers has been an absolute game-changer. As someone navigating life insurance options, I was genuinely impressed by their transparency, patience, and expertise. They made the entire process seamless from start to finish, answered every single question I had, and explained everything in clear, plain English without any pressure. If you are looking for guidance and a team that truly looks out for you, I cannot recommend them enough!

Owner's reply
Thank you for the kind words! As an independent life insurance and annuity broker, we are very pleased to offer one of the largest selection of insurance carriers in the country. Prescreening the underwriting to find the best option based on your specific scenario. Thank you again we appreciate it!
  
 
  
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      Verified by Trustindex  Trustindex verified that these reviews were published on Diversified Insurance Brokers, Inc.'s Google Business Profile. Learn more

About the Author:

Jason Stolz, CLTC, CRPC, DIA, CAA and Chief Underwriter at Diversified Insurance Brokers (NPN 20471358), is a senior insurance and retirement professional with more than 25 years of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, Group Health, Travel Medical and Evacuation Insurance, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.

His practical, education-first approach has earned recognition in publications such as VoyageATL, and contributions from his agency featured in Kiplinger and GoBankingRates— highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient. Visitors who want to explore current annuity rates and compare options across multiple insurers can also use this annuity quote and comparison tool.

Last Reviewed: August 19, 2026 | Reviewed by: Jason Stolz, CLTC, CRPC, DIA, CAA
Chief Underwriter, Diversified Insurance Brokers, Inc. | NPN: 20471358 | Diversified Insurance Brokers, Inc. — Licensed in all 50 states

Fact Checked by: Tonia Pettitt, CMIP©
Medicare Specialist, Diversified Insurance Brokers, Inc. | NPN: 14374308 | Diversified Insurance Brokers, Inc. — Licensed in all 50 states

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