At Diversified Insurance Brokers, we understand that a prostate cancer diagnosis—past or present—doesn’t have to prevent you from securing affordable life insurance. With decades of experience and access to over 100 A-rated carriers, our team knows exactly which companies are most likely to approve your application and at the most competitive rates. We guide clients through every step of the process, making sure your health history is presented in the most favorable way possible.

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How Prostate Cancer Affects Life Insurance Approval

Life insurance companies evaluate prostate cancer history carefully, but many applicants are approved for coverage—sometimes at preferred rates—depending on the details of their case. Underwriters typically consider:

• Stage and Grade: Early-stage, low-grade cancers with successful treatment have a higher chance of favorable offers.
• Treatment Type: Surgery, radiation, or active surveillance each have different underwriting impacts.
• Time Since Treatment: Carriers often prefer a waiting period—commonly 1–5 years—before offering the best rates.
• PSA Levels: Stable or decreasing PSA test results can significantly improve approval odds.
• Overall Health: Your general wellness and other medical conditions will also play a role in determining your rating.

Who This Coverage Is Best For

This type of life insurance is ideal for:

• Men with a history of prostate cancer in remission
• Applicants actively managing their PSA levels
• Those recently declined by other companies due to cancer history
• Individuals wanting to protect their family and estate regardless of past diagnoses

Why Work With Diversified Insurance Brokers

Our clients choose us because we combine underwriting expertise with personalized service. We know which carriers are most flexible for prostate cancer applicants, how to position your application for the best outcome, and how to secure competitive pricing without unnecessary delays.

• Experience that matters: We’ve helped countless prostate cancer survivors secure life insurance.
• Exclusive carrier access: 100+ A-rated insurance companies to choose from.
• Fast and confidential: We keep your information secure while moving quickly toward approval.
• Proven success: Many clients secure coverage within weeks of applying.

Example Case

A 62-year-old client with a history of Stage 1 prostate cancer, treated surgically 3 years ago, came to us after being declined by another agency. We matched him with a carrier that specializes in post-cancer cases, and he was approved at a standard non-smoker rate for a $500,000 term policy—saving him nearly $1,200 annually compared to his previous quotes.