At Diversified Insurance Brokers, we help clients with a history of heart attack (myocardial infarction) secure affordable life insurance. With access to 100+ top-rated carriers and decades of cardiac underwriting experience, we know which insurers are most flexible—and how to position your case for the best possible offer.

Request Your Heart Attack Life Insurance Quote

Click here to complete our confidential quote request form

How a Heart Attack Affects Life Insurance

Underwriters will review:

• Time Since MI: Many carriers want 6–12 months of stability; longer is better.
• Severity & Treatment: Number of vessels, stent(s)/CABG, ejection fraction, cardiac rehab.
• Follow-Up Care: Stress tests, imaging, normal labs, cardiology notes, med adherence.
• Risk Factors: Blood pressure, lipids, diabetes/A1C, BMI, tobacco status, family history.
• Symptoms: Absence of chest pain/angina and ER visits since the event.

Who This Is a Good Fit For

• Applicants with a single MI and no symptoms, showing strong follow-up results.
• Non-smokers with controlled BP/lipids and good exercise tolerance.
• People previously declined who now have updated, favorable cardiology records.

Typical Outcomes We See

• 12–24 months post-MI, clean follow-up: Standard to Table rates possible.
• Multiple stents/CABG but stable: Often insurable with moderate ratings.
• Recent MI or ongoing symptoms: May need a waiting period before approval.

Every case is unique—our team pre-shops carriers most likely to approve your profile.

Why Work With Diversified Insurance Brokers

• 100+ A-rated carriers: More options = better approval odds and pricing.
• Cardiac underwriting expertise: We package your records to minimize extra ratings.
• Fast, confidential process: We gather the right docs once and negotiate for you.
• Policy choice: Term or permanent coverage tailored to your budget and goals.

Example Case

A 56-year-old male, non-smoker, single MI with two stents, EF 55%, excellent follow-up, on statin/ACE inhibitor. Another agency projected a heavy table rating. We placed a $500,000 15-year term at Standard Non-Smoker—about $640/year less than his next best offer.

Start your confidential review: Submit your heart attack life insurance request and we’ll shop the market for you.