At Diversified Insurance Brokers, we specialize in helping clients with elevated liver enzymes secure the right life insurance coverage. With access to over 100 top-rated carriers and decades of underwriting expertise, we know which companies are most likely to approve your application and how to present your medical information for the most favorable outcome.

Request Your Elevated Liver Enzymes Life Insurance Quote

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How Elevated Liver Enzymes Affect Life Insurance

• Severity of Elevation: Mild, temporary elevations are treated differently than chronic or high elevations.
• Underlying Cause: Carriers will consider whether the elevation is related to alcohol use, hepatitis, fatty liver disease, medications, or another condition.
• Stability: Consistent lab results and follow-up testing can improve approval chances.
• Related Health Factors: Other liver-related issues or medical conditions will also impact underwriting.

Who This Coverage Is Best For

• Applicants with mild or temporary enzyme elevation.
• Those with a known cause that’s been treated or resolved.
• Applicants with stable follow-up labs.
• Individuals previously declined due to liver test results.

What Improves Approval Chances

• Clear documentation from your physician about the cause and prognosis.
• Normal follow-up liver function tests.
• Proof of treatment compliance if an underlying condition is present.

Typical Outcomes We See

• Mild, resolved cases: Possible standard or preferred rates.
• Moderate elevations: May result in slightly substandard ratings.
• Severe or ongoing elevations: May require a guaranteed issue or graded death benefit policy.

Why Work With Diversified Insurance Brokers

• Access to 100+ carriers: We match you with insurers most flexible on liver enzyme cases.
• Expert underwriting strategies: We present your health profile to carriers in the best possible way.
• Confidential process: Your personal details remain private.

Example Case

A 48-year-old man with elevated ALT and AST due to fatty liver disease brought under control through diet and exercise was approved for a $200,000 20-year term policy at a standard rate after being declined elsewhere.

Get started today: Submit your elevated liver enzymes life insurance request.