At Diversified Insurance Brokers, we help clients with Parkinson’s disease secure life insurance coverage through our network of over 100 top-rated carriers. With decades of experience in high-risk underwriting, we know which companies are most open to Parkinson’s cases, how to present your medical history to underwriters, and how to find the most competitive rates possible.

Request Your Parkinson’s Disease Life Insurance Quote

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How Parkinson’s Disease Affects Life Insurance

• Stage & Progression: Early-stage Parkinson’s may still qualify for traditional coverage, while advanced stages may have limited options.
• Age at Diagnosis: The younger you were diagnosed, the more underwriting scrutiny there may be.
• Mobility & Independence: Carriers review ability to perform daily activities without assistance.
• Related Health Issues: Tremors, rigidity, swallowing difficulty, and fall history can influence approval.

Who This Coverage Is Best For

• Early-stage Parkinson’s patients in otherwise good health.
• Applicants with slow disease progression and consistent medical follow-up.
• Individuals who have been declined elsewhere but want a second opinion.
• Those seeking final expense, term, or guaranteed issue policies.

What Improves Approval Chances

• Recent neurological evaluations showing stability.
• No hospitalizations related to Parkinson’s in the past year.
• Strong support network and adherence to treatment plans.

Typical Outcomes We See

• Early-stage with minimal symptoms: Standard or substandard term coverage possible.
• Moderate Parkinson’s with stability: Rated or guaranteed issue options.
• Advanced disease: Final expense or graded death benefit plans.

Why Work With Diversified Insurance Brokers

• Specialized carrier knowledge: We know which companies are most Parkinson’s-friendly.
• High-risk experience: Proven success securing coverage for complex cases.
• Discreet process: Your personal details remain secure.

Example Case

A 62-year-old man with early-stage Parkinson’s and no other health concerns was approved for $100,000 in whole life coverage at a table-rated premium—significantly better than the graded death benefit policy he was initially offered.

Get started today: Submit your Parkinson’s life insurance request.