At Diversified Insurance Brokers, we understand that families want to prepare for their child’s future without sacrificing financial security today. The Gerber Life College Savings Life policy is a unique solution that combines the lifelong protection of permanent life insurance with a built-in savings component designed to help fund education expenses. Unlike traditional college savings plans, this policy builds tax-advantaged cash value that can be used for any purpose—including tuition, books, housing, or other life goals—without the restrictions or penalties of specialized savings accounts.

With guaranteed coverage, stable premiums, and the flexibility to access funds when needed, Gerber Life College Savings Life is a smart choice for parents and grandparents looking to provide both financial security and opportunity for the next generation.

Who This Policy Is For

This coverage is ideal for:

• Parents and grandparents who want to save for a child’s college expenses while also providing lifelong protection
• Families seeking tax-advantaged cash value growth without the restrictions of 529 plans
• Those who want flexibility to use savings for education or other future needs
• Anyone looking to lock in affordable permanent life insurance rates for a child at a young age

Key Benefits

• Permanent Coverage: Lifelong protection as long as premiums are paid
• Tax-Advantaged Growth: Cash value accumulates on a tax-deferred basis
• Flexible Use of Funds: Use for tuition, housing, or any future needs without penalties
• Stable Premiums: Rates are locked in when coverage is purchased
• Dual Purpose: Combines insurance protection with a financial planning tool

How the Application Process Works

Applying for Gerber Life College Savings Life is quick and easy:

1. Click “Apply Now”: You’ll be taken to Gerber Life’s secure online application.
2. Provide Basic Information: Enter the proposed insured’s and policy owner’s details, including contact information.
3. Answer Simple Questions: Provide basic health and lifestyle details for the child.
4. Choose Coverage Amount: Select the desired death benefit and premium payment schedule.
5. Review & Submit: Confirm your details, choose your payment method, and submit your application online.
6. Policy Issued: Once approved, your policy is active—offering both financial protection and education savings potential.

Why Choose Diversified Insurance Brokers?

We work with trusted carriers like Gerber Life to bring families smart, flexible solutions for long-term planning. Our advisors guide you through the process, explain your options clearly, and ensure your policy supports both your child’s education goals and their lifelong security.