Is Global Atlantic a good insurance company?  At Diversified Insurance Brokers, we help retirees and pre-retirees evaluate insurance carriers based on financial stability, product quality, and long-term reliability. Global Atlantic Financial Group has become a leading provider of annuity and life insurance solutions, recognized for competitive rates, innovative product designs, and a strong commitment to customer service. If you’re wondering whether Global Atlantic is a good fit for your retirement or protection needs, here’s what you should know.

About Global Atlantic

Global Atlantic Financial Group was founded in 2004 and has quickly grown into one of the most competitive annuity and life insurance providers in the U.S. The company offers a wide range of fixed, fixed indexed, and income annuities, as well as life insurance products designed for estate planning and protection. Their strong reinsurance capabilities and conservative financial management make them a trusted option for long-term commitments.

Popular Global Atlantic Products

  
• ForeIncome II Fixed Indexed Annuity: Offers guaranteed lifetime income with opportunities for income increases based on index performance.
  
• ForeAccumulation Fixed Indexed Annuity: Focused on growth potential with downside protection and multiple crediting strategies.
  
• ForeCertain Immediate Annuity: Provides predictable income starting right away, ideal for retirees seeking stability.
  
• MYGA (Multi-Year Guaranteed Annuities): Lock in a fixed interest rate for a set term for secure accumulation.

Who Global Atlantic Is Good For

  
• Retirees who want guaranteed income for life with flexibility in payout options
  
• Pre-retirees seeking safe accumulation with principal protection
  
• Investors rolling over retirement funds into an annuity for stability
  
• Those looking for competitive interest rates in MYGAs

Pros of Global Atlantic

  
• Strong variety of annuity products tailored for different goals
  
• Competitive fixed and indexed crediting strategies
  
• Innovative income rider features
  
• Financial strength and conservative risk management

Considerations

  
• Product availability varies by state
  
• Some contracts have longer surrender periods
  
• Not as widely known as some larger legacy brands

Our Take

At Diversified Insurance Brokers, we view Global Atlantic as a strong and innovative insurance provider with products that work well for both income planning and safe accumulation. Their fixed indexed annuities, MYGAs, and immediate annuities can help retirees create reliable income streams and protect their savings from market volatility. For many clients, Global Atlantic offers a balance of competitive rates, flexibility, and stability.