Is National Life Group a good insurance company?  At Diversified Insurance Brokers, we work with over 100 top-rated carriers to help retirees, pre-retirees, and families secure reliable insurance and annuity solutions. National Life Group, founded in 1848 and headquartered in Montpelier, Vermont, is one of the oldest and most respected life insurance companies in the United States. Known for its financial strength, community focus, and diverse product lineup, National Life Group offers competitive life insurance and annuity products designed to protect families, grow savings, and provide guaranteed retirement income.

About National Life Group

National Life Group has been serving individuals, families, and businesses for more than 175 years. With a strong commitment to “Do good. Be good. Make good,” the company blends financial strength with a community-driven mission. Their portfolio includes term and permanent life insurance, fixed and indexed annuities, and retirement planning solutions. National Life Group is also known for its living benefits, allowing policyholders to access funds in the event of critical illness or injury.

Popular National Life Group Products

• Indexed Universal Life Insurance (IUL): Combines permanent protection with cash value growth potential linked to market indexes.
• Whole Life Insurance: Lifetime coverage with guaranteed premiums and cash value growth.
• Fixed Indexed Annuities (FIAs): Market-linked growth potential with principal protection.
• Multi-Year Guaranteed Annuities (MYGAs): Lock in fixed interest rates for a set term.

Who National Life Group Is a Good Fit For

• Families seeking both protection and living benefits
• Pre-retirees wanting predictable retirement income
• Individuals looking for indexed growth with downside protection
• Small business owners seeking employee benefits

Pros of National Life Group

• Over 175 years of proven stability
• Strong focus on living benefits in life insurance
• Diverse lineup of annuities and life insurance products
• Highly rated for financial strength

Considerations

• Some products may have more complex features and riders
• Indexed products require understanding of crediting methods

Our Take

At Diversified Insurance Brokers, we consider National Life Group a trusted and financially strong choice for both life insurance and annuities. Their commitment to policyholder well-being, innovative living benefits, and competitive product lineup make them a strong fit for individuals and families looking for long-term financial protection and retirement security.