Lock In Today’s Top Annuity Rates and Grow Your Retirement With Confidence

Compare guaranteed annuity rates from 75+ top-rated carriers—without pressure or sales tactics

Looking for a safe way to grow your money without market volatility? Fixed annuities offer guaranteed interest, principal protection, and tax-deferred growth—making them a smart option for retirement savers and conservative investors.

For example, if you invest $1,000,000 into a 5-year fixed annuity earning 5.40% compounded annually, your account would grow to approximately $1,300,000 by the end of the term—without any market risk.

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💰 Current Fixed Annuity Rates (over 6% as of Aug. 2025)

Term	Rate	Provider	Product	AM Best Rating
1 Year	4.15%	GCU Life	1+4 Choice	A-
2 Years	5.55%	Axonic	Skyline MYGA	A-
3 Years	6.10%	Wichita National Life Insurance	Security 3 MYGA	B+
4 Years	5.30%	Americo Financial Life and Annuity	Platinum Assure	A
5 Years	6.25%	Wichita National	Security MYGA	B+
6 Years	6.60%	Atlantic Coast Life	Safe Harbor Bonus Guarantee	B+
7 Years	6.10%	Wichita National	Security MYGA	B+
8 Years	5.65%	EquiTrust Life Insurance Company	Certainty Select	B++
9 Years	5.40%	Clear Spring Life and Annuity	Preserve Multi-Year Guaranteed Annuity	A-
10 Years	6.05%	Wichita National	Security MYGA	B+

Rates are subject to change and may vary by state, age, and premium amount. Additional rate enhancements may be available based on deposit size or product selection.

Why Choose a Fixed Annuity?

Guaranteed Interest – Lock in your rate for the full term
Principal Protection – 100% of your deposit is protected from market loss
Tax-Deferred Growth – Pay no taxes on gains until withdrawal
Zero Management Fees – No ongoing asset charges
Flexible Term Options – Choose a time frame that aligns with your goals

Learn how a MYGA works

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Learn how a Bonus Annuity works

💰 Bonus Annuity Rates – August 2025

Take Advantage of Upfront Bonuses on Select Fixed Indexed Annuities

Looking to give your retirement a boost right from the start? Bonus annuities offer an immediate percentage—often 10% or more—added to your initial premium. That means if you invest $1,000,000, you receive an extra $100,000 credited to your account on day one.

These bonuses can enhance your income rider benefits, grow your accumulation value, or simply provide a stronger foundation for long-term retirement income. It’s a smart way to combine growth potential with added day-one value.

Ask us which bonus annuities are offering the highest rates right now.

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✅ Current Bonus Annuity Offers (up to 27% as of Aug. 2025)

Term	Bonus	Provider	Product	AM Best Rating
5 Years	12%	GILICO	Growth Builder 5	A-
7 Years	17%	Am. Life	American Select Bonus	A
8 Years	3%	Nationwide	New Heights Select	A+
9 Years	5%	Americo	Ultimate One	A
10 Years	23%	Am. Life	American Select Bonus	B++
14 Years	27%	North American	NAC Charter Plus	A+
15 Years	9%	National Western	Ultra Future	A-

Bonus amounts apply to the initial premium and may vary based on state availability, rider selection, and contract terms. Some products include guaranteed lifetime income, enhanced death benefits, or liquidity features.