GILICO WealthChoice Annuity – Lifetime Income, Return of Premium, and Beneficiary Protection
At Diversified Insurance Brokers, we help clients create retirement strategies that provide guaranteed income, market protection, and long-term security. The GILICO WealthChoice Fixed Indexed Annuity is designed for individuals who want the growth potential of indexed crediting strategies combined with strong guarantees and flexible access to funds.
Growth Potential with Principal Protection
The WealthChoice Annuity uses multiple index crediting strategies to help you participate in market growth without risking your principal. With a built-in 0% floor, your account value is never reduced due to market downturns, making it a safe choice for conservative investors.
Tax-Deferred Compounding
Earnings within the WealthChoice Annuity grow tax-deferred, allowing your funds to compound without annual taxation—helping you build a stronger retirement income base over time.
Guaranteed Lifetime Income
With the Guaranteed Living Benefit Rider (GLBR), you can create a reliable stream of lifetime income—even if your account value reaches zero. This ensures long-term financial security throughout your retirement years.
Return of Premium Guarantee
The WealthChoice offers a Return of Premium Guarantee after five years, meaning you can always access at least your original investment if you decide to exit the contract—an added safeguard for your principal.
Enhanced Death Benefit Protection
Your beneficiaries are further protected with the 110% Death Benefit Enhancement, ensuring they receive more than your current account value in the event of your passing.
Why Work With Diversified Insurance Brokers
We help you compare annuity products from top-rated carriers to ensure you select the right fit for your needs. The GILICO WealthChoice Annuity offers a rare combination of growth potential, lifetime income, and strong guarantees for both you and your loved ones.
🎯 Want lifetime income with principal protection and enhanced legacy benefits?
Submit a quote request here to see if the GILICO WealthChoice Annuity fits your retirement goals.
Contact Us Today:
Ready to explore annuity options that offer guaranteed income, principal protection, and long-term financial growth? Let the expert advisors at Diversified Insurance Brokers help you find the right strategy for your retirement goals.
📞 Call us at 800-533-5969
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