Explore expert-written deep dives across all our core offerings at Diversified Insurance Brokers. This blog covers everything from annuities and life insurance to Medicare, long-term care, short-term health, disability, and burial insurance. You’ll find detailed product reviews, strategic planning tips, underwriting insights, and retirement income solutions—designed to help you protect your future, grow your savings, and make confident decisions. Whether you’re evaluating coverage, comparing carriers, or preparing for retirement, this is your go-to source for guidance you can trust.
Mesa Guard is one of those annuities where the product category on the label doesn’t quite match what’s happening inside the contract — and getting that distinction right matters more here than almost anywhere else, because it changes how you should actually think about the product.
The Standard Platinum Advantage Disability Insurance
Petersen International-Lloyds of London Disability Insurance
Mass Mutual Radius Choice Disability Insurance
Principal Income Protector Disability Insurance
Ameritas Dinamic Cornerstone Disability Insurance
Guardian Life Provider Choice Disability Insurance
Thrive Plus is a fixed indexed annuity from Standard Insurance Company — issued in three distinct versions, with a genuinely comprehensive set of hardship waivers, an optional death benefit rider with real mechanical depth, and, as of this writing, a significant piece of carrier-level news that any prospective buyer needs to understand before applying.
The Prosperity PathWay Series, issued by Prosperity Life, is a fixed indexed annuity built around one job: turning a lump sum into guaranteed lifetime income, with your principal protected from market losses along the way. At Diversified Insurance Brokers, we have worked through the full mechanics of this product — both versions of it, all three income options, and both bonuses — and can tell you exactly what it does, what it costs, and whether it fits what you are trying to accomplish.
The Omega Bonus Plus 10, issued by AuguStar Life, is a single-premium fixed indexed annuity built for one job: accumulation. It leads with an eye-catching premium bonus and a strong lineup of index crediting strategies, and for the right buyer it is a genuinely competitive contract. At Diversified Insurance Brokers, we have worked through the full mechanics of this product and can tell you exactly what the bonus is really worth, how the crediting strategies actually behave, and whether it fits what you are trying to accomplish.
The Trellis Financial Perennial 10 is a fixed indexed annuity built around a single, specific job: producing the largest guaranteed lifetime income it can for someone who wants that income to start soon. At Diversified Insurance Brokers, as an independent annuity broker, we have taken this contract apart down to the arithmetic and can show you exactly what it will pay, at what age, and what you are giving up to get it.
The Knighthead Life Chartline Bonus Fixed Index Annuity is a single premium deferred annuity designed for individuals who want the growth potential of market-linked strategies combined with an upfront premium bonus—all without the risk of direct market exposure. In a retirement environment where uncertainty has become the norm—rising interest rates, inflation pressure, and market swings—many investors are looking for solutions that bring stability back into the equation. Chartline Bonus is built specifically for that purpose: to provide index-linked growth potential, a meaningful bonus on your premium from day one, and flexible options for future income planning.
The Revol One Financial AccumRev Fixed Index Annuity is a single premium deferred annuity designed for individuals who want the growth potential of market-linked strategies without the risk of direct market exposure. In a retirement environment where uncertainty has become the norm—rising interest rates, inflation pressure, and market swings—many investors are looking for solutions that bring stability back into the equation.
The Liberty Bankers Heritage Elite annuity is a single premium deferred annuity designed for individuals who want predictable, contractually guaranteed growth without exposure to market volatility. In a retirement environment where uncertainty has become the norm—rising interest rates, inflation pressure, and market swings—many investors are looking for solutions that bring stability back into the equation. Heritage Elite is built specifically for that purpose: to provide a defined, reliable path for accumulation while preserving principal and offering flexible options for future income planning.
The Sentinel Security Personal Choice MYGA, formally known as the Sentinel Plan Personal Choice Annuity, is a multi-year guaranteed annuity designed for individuals who want predictable growth, flexible duration options, and the ability to customize their contract based on real retirement needs. Unlike many annuities that force you into a rigid structure, this product is built around choice—allowing you to select the exact guarantee period, withdrawal flexibility, and optional features that align with your financial goals. For retirees and pre-retirees who value clarity, control, and principal protection, this type of MYGA can serve as a foundational component of a broader retirement income strategy.
The Lincoln OptiBlend Lifetime Income Annuity, issued by The Lincoln Financial Life Insurance Company, is designed for individuals who want to transform retirement uncertainty into predictable, structured income while maintaining growth potential and protecting their legacy. Retirement planning today is no longer just about accumulation. It is about converting savings into income that lasts, managing market risk, and ensuring that assets can support both lifestyle needs and long-term financial security. T
The North American Charter Plus 14 Fixed Indexed Annuity, issued by North American Company, is built for individuals who want to strengthen their retirement foundation with a combination of premium protection, structured growth potential, and meaningful bonus opportunities. Retirement today looks very different than it did decades ago. Market volatility, inflation uncertainty, and longer life expectancies have made traditional accumulation strategies feel less predictable.
The Heartland National Secure Retirement Bonus Fixed Indexed Annuity, issued by Heartland National Life Insurance Company, is designed for individuals who want to protect what they have built while still positioning their retirement savings for meaningful long-term growth. In today’s environment of market volatility, inflation pressures, longevity concerns, and economic uncertainty, retirees and pre-retirees are increasingly looking for strategies that provide both protection and opportunity.
The Nationwide Peak 10 Fixed Indexed Annuity, issued by Nationwide Life and Annuity Insurance Company, is designed for retirees and pre-retirees who want dependable income potential combined with principal protection and long-term flexibility. In today’s retirement environment, where volatility, inflation, healthcare costs, and longevity risk create uncertainty, having a reliable income floor is essential.
The Heritage Growth Advantage Plus Fixed Indexed Annuity is a single-premium, deferred annuity designed for individuals who want protected growth, predictable crediting structures, and an immediate premium bonus. Issued by Investors Heritage Life Insurance Company, this contract builds on traditional fixed indexed annuity design by guaranteeing participation rates and cap rates for the entire surrender charge period in most states while adding a premium bonus at issue that immediately increases the starting account value.
The Heritage Growth Advantage Fixed Indexed Annuity is a single premium, deferred annuity designed for individuals who want long-term growth potential without exposing their retirement assets to market losses. Issued by Investors Heritage Life Insurance Company, this product credits interest based on the performance of selected market indexes while protecting your principal and previously credited interest from downturns. For clients who have asked questions similar to those addressed in our guide on are annuities guaranteed, Heritage Growth Advantage demonstrates how contractual guarantees function inside a structured retirement product.
Permanent life insurance is designed to do two things at once: provide a life insurance death benefit that can last for your entire lifetime, and build a form of policy value (often called cash value) that can be accessed under certain rules. For many families, the appeal is simple: you don’t want coverage that expires at age 70 or 80,
A Ceres Life MYGA (multi-year guaranteed annuity), issued by Ceres Life, is a fixed deferred annuity designed to provide a guaranteed interest rate for a defined term—most commonly used by people who want predictable growth, principal protection from market loss, and a clear timeline for when they can reassess their strategy.
Ceres Life Graybar Ascend Fixed Indexed Annuity, issued by Ceres Life, is built for people who want a clear tradeoff: principal protection with the opportunity to earn interest based on market index movement—without being directly invested in the market and without being credited negative interest due to index performance.
The Ceres Life Graybar IncomePlus Fixed Indexed Annuity, issued by Ceres Life, is designed to help convert retirement savings into reliable lifetime income while still providing growth potential tied to market index performance. Unlike traditional market investments, this annuity is built around protection first — meaning it is structured so negative market performance does not directly reduce credited interest.
The Talcott EverStead MYGA Annuity is designed for retirees and conservative savers who want guaranteed growth, principal protection, and predictable outcomes in an uncertain market environment.
The Talcott EverGuard Aspire Annuity is a fixed indexed annuity designed for individuals who want principal protection, tax-deferred growth, and the opportunity to participate in market-linked upside—without exposing their retirement savings to market losses. Built for long-term accumulation, EverGuard Aspire combines flexible index strategies, professionally managed model portfolios, and optional premium bonuses to support a wide range of retirement goals.
Talcott’s EverGuard Assurance Annuity, issued by Talcott Financial Group, is a fixed indexed annuity built for retirees and pre-retirees who want two things at the same time: protection from market losses and a clear path to guaranteed lifetime income. It’s designed to help you convert a portion of your savings into a more predictable retirement paycheck—while still allowing market-linked growth potential through index strategies.
Fixed annuities are one of the most overlooked tools in retirement planning. By offering guaranteed growth, full principal protection, and the ability to create lifetime income, they provide stability in a world where markets and interest rates are unpredictable.
The Nationwide New Heights Annuity Select is one of those strategies—a contract from Nationwide that combines market-linked growth potential, strong downside protection, and optional income and legacy riders that can support a full retirement plan.
The Mountain Life Secure Summit Multi-Year Guaranteed Annuity (MYGA) is designed for conservative savers who want predictable growth, complete principal protection, and tax-deferred accumulation—without market volatility. This MYGA provides fixed interest guarantees for multi-year periods, customizable liquidity options, and several built-in benefits that support retirement planning, wealth transfer, and long-term financial security.
The American Gulf Anchor Multi-Year Guaranteed Annuity (MYGA) provides fixed, predictable growth with full principal protection, flexible liquidity, and guaranteed interest rates—making it an excellent option for conservative investors seeking stability and tax-deferred accumulation.
The Prosperity PathPro Max Fixed Indexed Annuity offers premium bonuses, strong crediting strategies, and multiple term options—designed for secure growth, liquidity, and long-term income protection.
The Revol One Enduris FIA with Income combines growth potential, lifetime income, and principal protection—ideal for securing retirement with Diversified Insurance Brokers’ guidance.
The Corebridge Power Series Index Annuities provide lifetime income, tax-deferred growth, and principal protection to help secure your retirement.
The Prudential SurePath Income Annuity offers a 10% bonus, daily income growth, and principal protection to secure your retirement income.
The Allianz 360 Annuity offers a 105% interest bonus, principal protection, and increasing lifetime withdrawals for long-term retirement security.
The Allianz Core Income 7 Annuity offers principal protection, indexed growth potential, and increasing lifetime income for a secure retirement plan.
The Atlantic Coast Life Income Navigator Annuity offers a 7% bonus, 7% roll-up rate, and guaranteed lifetime income—ideal for secure retirement planning.
The Midland National MNL Income Planning Annuity offers guaranteed lifetime income with a 10% annual increase and built-in long-term care benefits.
The IncomeShield 10 Annuity from American Equity offers a 10% premium bonus, guaranteed lifetime income, and long-term care enhancements for lasting retirement security.
The Synergy Choice Income Annuity from Aspida offers a 25% bonus, 10% roll-up, and enhanced income multipliers—designed for lasting retirement income and protection.
The Athene BCA 2.0 Annuity offers increasing lifetime income, market protection, and powerful legacy features—all backed by Athene’s Balanced Allocation Value system.
The Nassau Flex Forward Annuity provides flexible income options, tax-deferred growth, and principal protection to help retirees secure lasting financial stability.
The F&G Safe Income Advantage is designed for those seeking guaranteed lifetime income, market protection, and enhanced income benefits if health needs arise.
The Income 150+ SE Annuity by Forethought Life Insurance Company offers guaranteed income, enhanced withdrawal features, and long-term care support—ideal for retirees seeking both growth and protection.
The Indextra Fixed Indexed Annuity offers guaranteed lifetime income, tax-deferred growth, and strong legacy benefits, making it an ideal retirement planning tool for those seeking protection and performance.
The MNL IncomeVantage Pro delivers guaranteed income, penalty-free withdrawals, and growing benefit base options—ideal for retirees seeking long-term financial stability.
The Nationwide Peak 10 offers a bonus credit, simple roll-up, and joint lifetime income—making it an ideal fit for retirees seeking guaranteed income and flexibility.
The Athene Velocity Annuity offers market-linked growth, downside protection, and increasing lifetime income—plus a powerful death benefit for loved ones.
North American’s Income Pay Pro annuity delivers lifetime income, an income base roll-up, and enhanced long-term care benefits—backed by principal protection.
The North American PrimePath Pro 10 Fixed Index Annuity offers guaranteed lifetime income, multiple growth strategies, and enhanced long-term care benefits—all with principal protection.
The Protective Income Builder Annuity offers guaranteed income, a 10% annual roll-up, and flexible payout options for retirees seeking both security and long-term growth.
The Symetra Income Edge Annuity offers guaranteed lifetime income, annual income roll-ups, and market protection, making it a strong choice for retirement security.
The AIG American Pathway Fixed Annuities offer secure, fixed interest growth and principal protection, making them a reliable choice for long-term retirement income.
The Athene Performance Elite Annuity combines market-linked growth strategies, premium bonuses, and flexible income features for a powerful retirement solution.
The Athene Ascent Pro 10 Bonus Annuity blends growth, guaranteed income, and protection—designed for long-term retirement success.
The Athene Activate turns a lump sum into a guaranteed income stream—providing lifetime payouts, flexible options, and peace of mind.
The Accumulation Advantage+ Annuity offers market-linked growth, a premium bonus, and flexible liquidity features to help secure your retirement future.
The Safe Harbor Bonus Guarantee Annuity offers reliable fixed growth, a first-year bonus, and flexible term options for long-term retirement security.
The Allianz 222 Annuity offers premium and interest bonuses, principal protection, and guaranteed lifetime income with long-term care enhancements.
The Power Series of Index Annuities delivers market-linked growth with principal protection and lifetime income for secure retirement planning.
The Safe Haven Bonus Guarantee Annuity offers a first-year interest bonus, contract term flexibility, and penalty-free interest withdrawals for long-term financial confidence.
The AssetShield 10 Bonus Annuity offers a 14% premium bonus, market-linked growth potential, and principal protection for a secure retirement strategy.
The AssetShield 10 Annuity delivers index-linked growth, principal protection, and enhanced benefits for secure, long-term retirement planning.
The BalanceShield 10 Annuity delivers market-linked growth with downside protection, liquidity features, and enhanced benefits for long-term stability.
The EstateShield 10 Annuity offers index-linked growth, guaranteed lifetime income, and enhanced death benefit features for legacy-focused retirement planning.
The GuaranteeShield Fixed Annuity offers reliable fixed growth, penalty-free access, and enhanced protection for long-term retirement planning.
The American Life Classic MYGA delivers secure, fixed returns with tax-deferred growth and flexible liquidity for long-term financial peace of mind.
The American Life Fusion MYGIA combines guaranteed fixed interest with potential S&P 500®-linked bonus credits for enhanced growth.
The American Life Fixed Index Annuity offers market-linked crediting options, tax-deferred growth, and protection against downside risk.
The Ibexis MYGA Plus Annuity offers guaranteed interest, penalty-free liquidity, and optional market-linked growth for flexible retirement planning.
The Ultra-Secure Plus Annuity offers fixed rates, liquidity features, and a return of premium guarantee for peace of mind.
The MNL Guarantee Pro MYGA offers predictable interest, principal protection, and tax-deferred growth for retirement.
The Nationwide Secure Growth Annuity offers predictable interest, tax-deferred growth, and strong principal protection.
The SILAC Secure Savings Annuity provides market-risk-free growth, tax advantages, and penalty-free access in retirement.
The Pacific Guardian Life Diamond Head MYGA delivers guaranteed fixed growth, penalty-free liquidity, and flexible estate planning features.
The Lincoln MYGuarantee Plus Fixed Annuity delivers stable, tax-deferred growth with guaranteed interest rates and flexible withdrawal features.
The ClearFlex Annuity offers market-linked growth with downside protection and liquidity features—ideal for retirement flexibility and long-term planning.
The Aspida Synergy Choice Max Annuity offers powerful growth potential, market-linked strategies, and strong liquidity—backed by a solid financial foundation.
The Delaware Life Target Growth 10 Annuity offers market-linked growth, principal protection, and guaranteed account value—making it a strong choice for long-term financial security.
The Americo Elite 5 Index Annuity offers a balanced approach to growth and income with a short 5-year commitment, diverse index options, and built-in lifetime income features.
The Atlantic Coast Life Accumulation Protector Plus Annuity offers a powerful 10% premium bonus, principal protection, and multi-index growth potential—making it a compelling solution for long-term savers focused on accumulation and security.
The Athene Agility Fixed Indexed Annuity combines market-linked accumulation with a built-in income rider and long-term protection—providing a complete retirement solution with no additional rider fees.
The Ameritas FlexMark Select Fixed Index Annuity offers powerful growth potential, optional premium bonuses, and guaranteed income riders—making it a flexible tool for retirement planning with long-term protection built in.
The Standard Insurance Enhanced Choice Index Plus Annuity offers guaranteed accumulation, principal protection, and multi-year participation rates—making it a solid choice for long-term retirement growth and security.
The American National Strategy Indexed Annuity PLUS 10 delivers lifetime income guarantees, market-linked growth, and protection features designed for individuals looking to build a resilient and flexible retirement strategy.
The Athene AccuMax 7 Fixed Indexed Annuity combines market-linked strategies, downside protection, and enhanced accumulation potential through multi-year crediting options and strong participation rates.
The Aspida Synergy Choice Bonus Fixed Indexed Annuity offers premium growth, principal protection, and guaranteed lifetime income options—making it a flexible and powerful tool for long-term retirement planning.
The EquiTrust MarketTen Bonus Index Annuity offers a 6% premium bonus, downside protection, and the potential for guaranteed lifetime income—designed to meet the evolving needs of today’s retirement savers.
The Delaware Life PrimeStart Bonus 10 Annuity delivers a powerful combination of market-linked growth, principal protection, a 10% premium bonus, and an exclusive rate lock feature—all designed for long-term financial strength.
The Standard Insurance Multi-Choice Annuity combines guaranteed interest, flexible withdrawals, and income-ready features—making it an ideal option for savers who want both predictability and access.
The Standard Insurance Focused Growth Annuity delivers stable, tax-deferred returns with built-in interest access and flexible term options—ideal for conservative savers seeking predictability and control.
With guaranteed rates, tax-deferred growth, and the ability to access interest without penalty, the North American Guarantee Plus MYGA offers both stability and flexibility for long-term savers.
With guaranteed multi-year rates, liquidity options, and a first-year interest boost, the Integrity Life MultiVantage Fixed Annuity offers dependable growth and flexibility for secure retirement planning.
The Knighthead Life Staysail Multi-Year Guaranteed Annuity offers guaranteed interest, flexible terms, and competitive high-band rates—making it a reliable solution for stable, tax-deferred growth.
The Aspida Synergy Choice MYGA provides fixed growth, built-in withdrawal flexibility, and strong financial backing—making it a practical choice for conservative savers who value stability and control.
For savers who value stability over speculation, the Guaranty Rate Lock MYGA delivers guaranteed interest rates, principal protection, and flexible term lengths—all without the noise of the market.
For those looking to capture market-linked growth while safeguarding their retirement savings, the Axonic Trailhead Fixed Indexed Annuity delivers flexibility, protection, and multiple term options tailored to your financial timeline.
The Clear Spring Life ViStar Annuity offers market-linked growth, principal protection, and penalty-free access—ideal for secure retirement planning.
The Guaranty Growth Plus Annuity offers market participation, downside protection, and guaranteed lifetime income—ideal for long-term retirement security.
The Palladium MYG Annuity from American National offers guaranteed interest, tax-deferred growth, and flexible access options for secure retirement planning.
The Athene MaxRate MYGA delivers guaranteed fixed interest, penalty-free access, and dependable retirement growth with multi-year term options.
The Americo Growth Commander Annuity offers market participation with principal protection, flexible liquidity, and guaranteed income features.
The GBU Life Asset Guard MYGA delivers guaranteed interest, early access to funds, and flexible terms to support a secure retirement strategy.
The Oxford Life Select Series Annuity combines market-linked growth, lifetime income, and strong protection features for a secure retirement plan.
The Royal Neighbors Multi-Year Guarantee Annuity offers fixed interest, tax-deferred growth, and emergency access benefits to support secure retirement planning.
The Heartland National Secure Rate MYGA offers guaranteed interest, low minimums, and flexible access—ideal for safe, long-term retirement growth.
The SBLI ECAccumulate Fixed Annuity offers guaranteed growth, penalty-free access, and conversion options for lasting retirement income.
The Fidelity & Guaranty Life Performance Pro Fixed Indexed Annuity offers market-linked growth, guaranteed income, and enhanced features for long-term retirement security.
The EquiTrust Certainty Select MYGA offers fixed interest, tax-deferred growth, and customizable term options to meet your retirement needs.
The Wichita National Life Security 5 Multi-Year Guarantee Annuity provides fixed returns, flexible payout options, and reliable protection from market volatility.
Even if you’ve been denied before, impaired risk disability insurance could still offer the protection you need.
The Americo Ultimate One Index 7 Fixed Indexed Annuity offers secure growth, income flexibility, and protection against market downturns—ideal for building long-term retirement stability.
The EquiTrust MarketValue Index Fixed Indexed Annuity offers strong growth potential, principal protection, and guaranteed income options—making it a compelling solution for long-term retirement planning.
The Global Atlantic ForeAccumulation II Annuity offers market-linked growth with no downside risk, a guaranteed legacy benefit, and flexible access to funds—ideal for those looking to grow and protect retirement savings.
The F&G 1-2-3 Annuity offers customizable lifetime income, tax-deferred growth, and market participation with full downside protection—making it a compelling retirement planning tool for those seeking long-term security.
The Delaware Life Momentum Growth Annuity offers market-linked returns, customizable risk control through VersaGain, and complete principal protection—making it a strong choice for retirement security.
The Symetra Select Pro Fixed Deferred Annuity offers guaranteed multi-year interest rates, up to 15% annual liquidity, and strong death benefit protection for safe and stable retirement growth.
The Oxford Life Multi-Select Fixed Annuity offers guaranteed interest rates, flexible term lengths, and penalty-free access to funds, making it a smart option for stable retirement growth.
The North American Guaranteed Allocation 10 offers fixed credited rates, flexible allocation strategies, and penalty-free withdrawals for predictable retirement growth with protection.
Burial insurance offers peace of mind by covering funeral and final expenses, ensuring loved ones aren’t left with a financial burden.
Both MYGAs and CDs offer safe, fixed interest—but only one provides tax-deferred growth and long-term planning flexibility.
Traditional pensions may be disappearing, but annuities offer a secure and guaranteed income stream that today’s retirees can count on.
The F&G Guarantee-Platinum Annuity offers 3, 5, or 7-year fixed interest options, penalty-free interest withdrawals, and strong protection for secure retirement growth.
The SecureFore 5 Annuity from Global Atlantic offers 5 years of fixed interest, principal protection, and flexible withdrawal options—ideal for secure retirement planning.
The RetireMax Secure MYGA from National Life Group offers guaranteed interest, penalty-free access, and flexible renewal options—making it a smart choice for stable retirement income.
The Symetra Select Max Fixed Deferred Annuity offers guaranteed interest, penalty-free interest withdrawals, and flexible renewal options—making it an excellent choice for those seeking stability and protection in retirement.
The Reliance Standard Reliance Guarantee 5 Fixed Annuity offers guaranteed interest, penalty-free access to funds, and flexible liquidity options—making it an ideal choice for retirement savers seeking predictable growth and financial security.
The Nassau MYAnnuity 5X/7X offers guaranteed interest rates, flexible withdrawal options, and long-term stability for retirement planning.
The Delaware Life Pinnacle Plus Multi-Year Guaranteed Annuity, issued by Delaware Life Insurance Company, provides a reliable and low-risk option for individuals seeking secure, predictable performance without market exposure.
The Clear Spring Life Preserve MYGA offers fixed growth, principal protection, and flexible liquidity options—perfect for retirees seeking reliable performance.
With an 8% premium bonus and flexible growth options, the MarketForce Bonus Index Annuity helps protect your future while offering meaningful upside in retirement.
The Oceanview Harbourview annuity offers strong index participation, zero downside risk, and income flexibility—ideal for retirement savers seeking market growth with guarantees.
The Lincoln OptiBlend annuity offers strong index-linked growth potential and full principal protection—ideal for those who want retirement growth without the risk of loss.
The North American VersaChoice 10 annuity offers flexible liquidity, innovative crediting strategies, and powerful protection features—perfect for clients who want market participation without market losses.
The F&G Flex Accumulator offers diversified index strategies, downside protection, and enhanced benefits—perfect for those seeking market-based growth with security and flexibility.
The Sagicor Milestone Max MYGA provides stable growth, liquidity, and retirement security—perfect for those seeking predictable, fixed returns.
The Protective Asset Builder II FIA delivers market-linked accumulation, principal protection, and income flexibility—ideal for individuals seeking secure retirement growth.
The EquiTrust MarketPower Bonus annuity offers a 10% premium bonus, powerful income growth options, and index-linked crediting—ideal for retirement savers who want protection and upside potential.
The SILAC Vega Bonus Fixed Indexed Annuity delivers flexible accumulation, up to a 50% benefit bonus, and lifetime income options—making it a smart choice for individuals seeking growth and protection.
The Americo Platinum Assure MYGA offers guaranteed interest, flexible access, and principal protection—ideal for retirement savers seeking predictable, penalty-free growth.
The Oceanview Harbourview MYGA offers fixed interest rates, multiple term lengths, and flexible withdrawal features—making it a smart solution for secure retirement accumulation.
The NWL Impact 10 annuity offers a 7% premium bonus, flexible crediting strategies, and multiple income options—ideal for building retirement income with long-term protection.
The GILICO WealthChoice annuity offers premium bonuses, lifetime income riders, and return of premium protection—delivering long-term growth, income, and flexibility.
The F&G Prosperity Elite annuity offers an 18% income base bonus, a 10% roll-up, and health-based income multipliers—making it a standout choice for guaranteed lifetime income.
The EquiTrust MarketFive annuity provides a 5-year term, principal protection, and market-based strategies—ideal for those seeking short-term growth with guaranteed security.
The Ameritas ApexAdvantage annuity combines powerful index strategies, income protection riders, and legacy benefits—making it a strong choice for secure, flexible retirement planning.
The Delaware Life Momentum Growth Plus annuity offers a 13% premium bonus, index-linked strategies, and the VersaGain feature—empowering you to control and protect your retirement growth.
The MNL IndexBuilder 10 from Midland National offers up to a 17% bonus, multiple index strategies, and flexible income options—ideal for those seeking long-term retirement security.
The Revol One DirectGrowth MYGA offers guaranteed interest, principal protection, and flexible features—making it an excellent choice for secure retirement accumulation.
The Keystone Index 10 from The Standard offers reliable growth, S&P 500 index options, and flexible access—making it a strong choice for retirees seeking both security and upside.
The Delaware Life DualTrack Income annuity gives retirees a unique way to grow future income—combining a 9% guaranteed roll-up with a performance-based track that locks in the higher value.
The Ibexis FIA Plus annuity offers accumulation-focused investors annual lock-in features, flexible risk exposure, and access to high-performing indexes—all with market protection built in.
The Zenith Income 10 from National Life Group offers powerful lifetime income guarantees, flexible bonus options, and protection from market risk—all from a carrier known for over 175 years of financial strength.
The AccumulatorPlus FIA from Fidelity & Guaranty Life (F&G) combines indexed growth options, no downside risk, penalty-free access for health events, and a secure legacy death benefit—all in a flexible and transparent structure.
The Denali FIA offers tiered indexed crediting strategies, principal protection, lifetime withdrawals, and built‑in health event benefits—without annual fees or rider charges.
The Income Driver 10 FIA from National Life Group offers lifetime income options, a death-benefit bonus, and principal protection—ideal for those seeking predictable, growing retirement income.
The NAC Control.X Fixed Indexed Annuity offers strong accumulation potential, innovative growth strategies, and protection from market downturns—all backed by North American, one of the most trusted carriers in the industry.
The GBU Future Flex FIA offers a range of index crediting methods, flexible terms, and guaranteed capital protection—ideal for investors seeking tailored growth without downside risk.
The Americo Ultimate One Index 9 FIA offers market-linked growth using the S&P 500 Index, a simple term structure, and strong guarantees—ideal for cautious growth seekers.
The Delaware Life Retirement Stages Select FIA offers tiered indexed crediting strategies and structured guarantees—blending flexibility, growth, and certainty for your retirement timeline.
The Midland National RetireVantage FIA offers flexible index strategies and growth potential with guaranteed downside protection—perfect for conservative and growth-focused savers alike.
The Integrity Life Indextra FIA offers tailored index-linked crediting strategies, principal protection, and flexible growth—perfect for balanced retirement planning.
The Standard Index Select Annuity offers structured growth across 5-, 7‑, or 10‑year terms—using multiple index strategies while protecting your principal.
The Reliance Standard Secure Growth & Income Annuity delivers fixed interest accumulation alongside an optional income rider—ideal for those seeking reliability and retirement income.
The EquiTrust MarketSeven FIA offers flexible index strategies, optional income features, and dependable principal protection.
The Midland Accelerate 5 FIA offers accelerated growth credits alongside multiple crediting strategies—ideal for those looking to speed up savings.
The Global Atlantic ForeAccumulation II FIA delivers market-indexed growth tied to upside performance—without risking your principal.
The EquiTrust MarketMax Index Annuity offers the potential for market-linked growth while protecting your principal—ideal for conservative investors looking for balance.
The SILAC Teton Series FIA delivers market-linked growth, a strong premium bonus, and downside protection—combined with flexible liquidity options and health benefits.
The GBU Asset Guard Fixed Index Annuity offers market-linked growth with principal protection, giving you tax-deferred gains and the security of downside floor.
The BenefitSolutions 10 from North American offers lifetime income, long-term care multipliers, and guaranteed step-ups—all backed by principal protection and tax-deferred growth.
The GBU Defined Benefit Annuity offers a simplified, structured approach to retirement savings—locking in a fixed outcome and guided step-by-step toward a guaranteed income goal.
Both offer principal protection—but the way they grow your money is very different. Here’s what you need to know before choosing.
If you run your own business or work as a freelancer, you may wonder if disability insurance is even an option. Good news: it is—and you probably need it more than you think.
Life changes fast—and your life insurance should keep up. Here are the key indicators that it’s time for a policy checkup.
Think you have to take on market risk to grow your money? Think again. Fixed annuities can outperform when safety matters most.
Most people think disability insurance is for older workers. The truth? Your earning power is at its peak risk when you’re young.
Delaying life insurance doesn’t just risk coverage—it can dramatically increase your premiums and reduce your options.
You’ve worked hard to build your career—but have you protected the one asset that makes it all possible? Your income.
Annuities are often misunderstood—but the truth is, many of the most common objections simply don’t hold up under scrutiny.
Traditional pensions may be gone, but that doesn’t mean guaranteed income has to be. Annuities can help you create your own private pension—and give you income for life.
Think annuities are only for old people or that you’ll lose your money when you die? Let’s bust the biggest myths once and for all.
For high-risk applicants or those no longer eligible for life insurance, annuities can provide financial protection, legacy benefits, and tax advantages—without medical underwriting.
Fixed annuities are gaining popularity, but before you lock in a rate, make sure you understand these key features and trade-offs.
Many retirees cancel their life insurance too soon—without realizing how powerful it can be as a legacy, tax, or income tool.
If you’ve ever wondered what an “annuity bonus” actually does, this guide breaks it down in plain English—so you can decide if it’s right for your retirement strategy.
Market-based retirement plans leave your future exposed. Here’s why a guaranteed income source like an annuity should be part of every retirement portfolio.
Life insurance can do more than replace income—it can preserve wealth, transfer assets tax-efficiently, and protect your legacy.
Fixed indexed annuities offer growth potential without the risk of market losses—an ideal combination for pre-retirees looking for stability and income.
Choosing the right life insurance policy can be the difference between financial chaos and long-term peace of mind for your family.
With interest rates still competitive, fixed annuities offer a reliable way to grow your retirement funds with zero exposure to market risk.
Upfront bonus annuities offer immediate value—and that could mean tens of thousands of dollars added to your retirement income plan on day one.
Hybrid long-term care insurance combines protection with flexibility—providing benefits even if care isn’t needed.
Claiming Social Security at the wrong time can cost you thousands—get expert guidance and avoid costly mistakes.
Fixed annuities offer stability in uncertain times—providing guaranteed growth and peace of mind for retirement savers.
Ignoring annuities could leave your retirement vulnerable to market volatility, inflation, and longevity risk.
Bonus annuities offer upfront incentives, but do they make sense for your retirement strategy?
Not all annuities are created equal—especially when it comes to your retirement timeline.
Being declined for life insurance isn’t the end—it’s a signal to explore high-risk or specialty carriers.
It’s not too late to secure long-term care coverage, but your age, health, and strategy matter more than ever.
Fixed annuities offer stability and guaranteed returns, yet many retirees overlook them in favor of riskier strategies.
Special Needs Life Insurance helps families plan for the long-term care and financial security of a loved one with a disability.
Understanding the difference between annuitization and income riders is key to building predictable retirement income.
High interest rates can make fixed annuities more attractive—but timing and contract selection are key.
A lifetime income rider can turn your annuity into a guaranteed income stream you can’t outlive—without giving up control of your assets.
MYGAs offer guaranteed interest, tax-deferred growth, and zero market exposure—making them a favorite for conservative retirees.
A 1035 exchange lets you move from one annuity to another—tax-deferred—when your financial needs change.
Fixed indexed annuities offer protection, growth potential, and the option for guaranteed income.
Even if you’re single and child-free, life insurance can still serve important financial purposes.
The age you claim Social Security can impact your lifetime benefits by tens of thousands of dollars.
Understanding Medicare before you enroll can help you avoid costly gaps and coverage mistakes.
Accidental death insurance offers affordable protection for unexpected tragedies—and peace of mind for your family.
Roth conversions paired with annuities can help you create tax-free income and reduce your RMD exposure in retirement.
Laddering fixed annuities creates predictable income while maintaining access to your savings over time.
Avoiding these mistakes can save you thousands—and help ensure your family is truly protected.
Fixed indexed annuities offer the potential for growth linked to the market—without risking your principal.
MYGAs offer guaranteed rates with no market exposure—making them ideal for conservative investors.
Many retirees think they no longer need life insurance—but that’s not always true.
A properly funded buy-sell agreement can save your business if a partner or owner dies unexpectedly.
Short-term medical insurance offers fast, affordable protection when you’re between major plans.
If your business would struggle to survive the loss of one person—you need key person life insurance.
With care costs rising, many families wonder if LTC insurance is still a smart investment.
Bonus annuities can give your retirement savings a powerful head start—if used wisely.
Not all agents have your best interest in mind—here’s what to watch out for.
You can use permanent life insurance to save for college—without hurting your financial aid eligibility.
Not all life insurance is created equal—here’s how term life and accidental death policies differ.
Accidental death insurance provides low-cost protection when the unexpected happens.
Burial insurance provides peace of mind and financial relief during one of life’s most difficult moments.
Fixed annuities offer safe, predictable growth when markets are uncertain.
Your payout selection could mean the difference of thousands in lifetime income. Here’s how to make the right choice.
Join over 100,000 satisfied clients who trust us to help them achieve their goals!
Address: 3245 Peachtree Parkway
Ste 301D Suwanee, GA 30024 Open Hours: Monday 8:30AM - 11:00PM Tuesday 8:30AM - 11:00PM Wednesday 8:30AM - 11:00PM Thursday 8:30AM - 11:00PM Friday 8:30AM - 11:00PM Saturday 8:30AM - 11:00PM Sunday 8:30AM - 11:00PM
CA License #6007810
Diversified Insurance Brokers, Inc. is a licensed insurance agency. National Producer Number (NPN): 9207502. Licensed in states where required. In California, Diversified Insurance Brokers, Inc. operates under CA License No. 6007810.
© Diversified Insurance Brokers, Inc. All rights reserved. All content on this website, including articles, educational materials, and marketing content, is the property of Diversified Insurance Brokers, Inc. and is protected by applicable copyright laws.
Content may not be reproduced, distributed, or used without prior written permission.
Information provided on this website is for general educational purposes and is intended to assist in learning about insurance and financial planning topics.
Designed by Apis Productions
