At Diversified Insurance Brokers, we help clients with left or right bundle branch block (LBBB/RBBB) secure affordable life insurance. With access to 100+ top-rated carriers and deep cardiac underwriting experience, we know which insurers are most flexible—and how to position your case for the best possible offer.

Request Your Bundle Branch Block Life Insurance Quote

Click here to complete our confidential quote request form

How Bundle Branch Block Affects Life Insurance

• Type & Pattern: LBBB vs. RBBB, intermittent vs. persistent, new vs. longstanding finding.
• Symptoms: Syncope, chest pain, dyspnea, palpitations—absence of symptoms helps.
• Underlying Heart Disease: CAD history, cardiomyopathy, valve issues, hypertension, diabetes.
• Cardiac Workups: EKGs, echocardiogram with EF, stress tests, imaging—normal results improve offers.
• Treatment & Follow-up: Med adherence, cardiology notes, no recent ER visits.

Who This Coverage Is Best For

• RBBB with no structural heart disease and normal follow-up testing.
• LBBB with stable echo, good EF, and no limiting symptoms.
• Applicants previously declined who now have updated, favorable cardiology records.

What Improves Offers

• Documented normal echo (ejection fraction ≥50%) and negative stress imaging.
• Well-controlled BP, lipids, and A1C (if diabetic); non-smoker status.
• Time since diagnosis without cardiac symptoms or hospitalizations.

Typical Outcomes We See

• Isolated RBBB, normal workup: Standard to Preferred with select carriers.
• LBBB, stable EF & clean tests: Often Standard or mild table rating.
• BBB with cardiomyopathy/CAD: Insurable with table ratings after stability period.

Every case is unique—our team pre-shops the carriers most likely to approve your profile.

Why Work With Diversified Insurance Brokers

• 100+ A-rated carriers: More options mean better approval odds and pricing.
• Cardiac underwriting expertise: We package your records to minimize extra ratings.
• Fast, confidential process: We gather the right docs once and negotiate for you.
• Term or permanent: Coverage tailored to your goals and budget.

Example Case

A 54-year-old non-smoker with long-standing RBBB, normal echo (EF 60%), and clean stress test was quoted a heavy table elsewhere. We placed $400,000 20-year term at Standard Plus—about $480/year less than the next best offer.

Start your confidential review: Submit your bundle branch block life insurance request and we’ll shop the market for you.