Can You Still Get Long-Term Care Insurance After Age 60?
One of the most common questions we hear is: “Can I still get long-term care insurance after I turn 60?” The short answer is yes—but the window of opportunity narrows quickly with age. The earlier you plan, the more options (and lower premiums) you’ll have. Still, for those in their 60s or even early 70s, it’s often not too late.
At Diversified Insurance Brokers, we specialize in helping older adults and their families navigate the complex long-term care market. We work with carriers that offer both traditional policies and hybrid plans that combine life insurance or annuities with long-term care benefits—providing added flexibility if you never use the coverage.
What makes it possible after age 60? The key factors are:
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Your current health and medication history
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Whether you prefer traditional or asset-based coverage
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Whether you’re open to single-premium funding options
Some clients use tax-free withdrawals from their retirement accounts or cash value from life insurance to fund their policies, reducing the impact on cash flow. We walk you through every option, including underwriting guidelines and pricing comparisons.
Visit our long-term care insurance page here to learn how to protect your independence—and your assets—as you age.
Contact Us Today:
Ready to explore insurance and annuity options that offer guaranteed income, principal protection, disability, life insurance, Social Security and Medicare reviews, and long-term financial growth? Let the expert advisors at Diversified Insurance Brokers help you find the right strategy for your retirement goals.
📞 Call us at 800-533-5969
🔗 Visit our annuity rate page here
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About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
