Can You Still Get Long-Term Care Insurance After Age 60?
One of the most common questions we hear is: “Can I still get long-term care insurance after I turn 60?” The short answer is yes—but the window of opportunity narrows quickly with age. The earlier you plan, the more options (and lower premiums) you’ll have. Still, for those in their 60s or even early 70s, it’s often not too late.
At Diversified Insurance Brokers, we specialize in helping older adults and their families navigate the complex long-term care market. We work with carriers that offer both traditional policies and hybrid plans that combine life insurance or annuities with long-term care benefits—providing added flexibility if you never use the coverage.
What makes it possible after age 60? The key factors are:
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Your current health and medication history
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Whether you prefer traditional or asset-based coverage
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Whether you’re open to single-premium funding options
Some clients use tax-free withdrawals from their retirement accounts or cash value from life insurance to fund their policies, reducing the impact on cash flow. We walk you through every option, including underwriting guidelines and pricing comparisons.
Visit our long-term care insurance page here to learn how to protect your independence—and your assets—as you age.
Contact Us Today: Wondering what your long-term care insurance options look like after 60?
📞 Call us at 770-662-8510
📅 Schedule a free consultation: Book with Mike
Or visit our Contact Page: https://www.diversifiedquotes.com/contact-us/