Guaranteed Rate Options with a 1% Interest Boost

One of the standout features of the MultiVantage annuity is its Guaranteed Rate Options (GROs)—fixed interest rate periods of 4, 5, 7, or 10 years. These rates are locked in for the full term, providing peace of mind in uncertain markets.

Even better, the product includes a 1% first-year interest rate enhancement, increasing your contract value right away and boosting your potential income later.

With flexible deposit options and terms, this annuity works well for IRA rollovers, Roth conversions, or repositioning idle savings. If you’d like to compare the current MultiVantage rates to similar MYGAs, complete our annuity quote request form and we’ll send personalized options.

Built-In Access Without Sacrificing Control

The MultiVantage isn’t just about growth—it also offers penalty-free access to funds. After the first year, you can withdraw up to 10% of your contract value annually without surrender charges. The policy also includes withdrawal waivers for:

• Long-term care confinement

• Terminal illness

• Required minimum distributions (RMDs)

For larger early withdrawals, a Market Value Adjustment (MVA) may apply, depending on interest rate conditions.

Smart Legacy Planning and Lifetime Income Options

Like all high-quality fixed annuities, the Integrity Life MultiVantage ensures that your beneficiaries receive the full contract value as a death benefit, bypassing probate and reducing estate complexity.

If guaranteed income is your goal, the contract can also be annuitized into a stream of payments—either for life or for a set number of years. This flexibility makes it suitable for a variety of retirement strategies.

Who This Annuity May Be a Good Fit For

The Integrity Life MultiVantage Fixed Annuity is ideal for:

• Individuals who want guaranteed interest with a first-year boost

• Savers seeking tax-deferred growth without market volatility

• Retirees who want access to funds without giving up growth

• People rolling over retirement accounts who need a safe, long-term solution

• Anyone looking for strong annuitization options with liquidity flexibility

This annuity works especially well as part of a laddering strategy, helping clients lock in competitive yields across different timelines while retaining optionality.