Flexible Payout Options to Match Your Life Goals
Athene Activate gives you the flexibility to choose how and when you receive income, based on your unique needs and goals. Options include:

• Single Life – Payments for as long as you live

• Joint Life – Lifetime income for both you and a spouse or partner

• Period Certain – Income for a specific number of years (5–30), regardless of life expectancy

• Life with Period Certain – Combines lifetime income with a guaranteed minimum payment period

• Cash Refund or Installment Refund – Ensures that any unused premium is returned to beneficiaries

Built-In Enhancements for Greater Peace of Mind
In addition to consistent income, Athene Activate offers valuable features that make it even more attractive for today’s retirees:

• Annual Payment Increases – Option to receive income that increases by 1% to 5% annually, helping offset inflation

• One-Time Withdrawal Option – Allows partial or full withdrawal of remaining income payments during a specified period, offering extra flexibility

• Lump-Sum Payout to Beneficiaries – Provides heirs with the option to receive remaining benefits in a single payout instead of continued installments

Designed for Simplicity, Strength, and Security
This annuity is built for individuals who want a retirement solution that eliminates guesswork. There are no market risks, no complicated moving parts—just a steady, guaranteed income stream backed by a strong insurer known for financial stability.

Who Should Consider Athene Activate?
The Athene Activate Annuity is well-suited for:

• Retirees looking to replace a paycheck with dependable income

• Individuals who want guaranteed income without managing investments

• Couples seeking joint lifetime income or survivor benefit options

• Savers who value simplicity and predictability in retirement planning

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