When you’re in the middle of a legal case, financial strain can hit hard. Medical bills, rent, utilities, and daily living costs don’t wait for your settlement to arrive. Understanding how lawsuit loans work can help you bridge the gap between filing your case and getting paid. These loans are actually non-recourse advances on your expected settlement, giving you the money you need now without monthly payments or credit checks.

What a Lawsuit Loan Really Is

Despite the name, a lawsuit loan is not a traditional bank loan. It’s a cash advance based on the projected value of your legal claim. Because it’s tied to your case’s outcome, repayment only happens if you win. If your case does not result in a settlement or award, you owe nothing back.

The Step-by-Step Process

1. Submit an Application: You provide basic case information through a quick online form.
2. Attorney Collaboration: We contact your lawyer to verify the case details and expected settlement amount.
3. Evaluation: Our funding team reviews the case strength, liability factors, and potential payout.
4. Approval & Funding: If approved, funds are wired to your account—often within 24 hours.

Why Work With Us

We partner with one of the largest networks of lawsuit funding sources in the country, enabling us to consistently offer the highest possible advances. Our streamlined process means you get funds quickly, and our terms are straightforward with no hidden fees. We’re here to provide financial relief so you can focus on your case, not your bills.

When a Lawsuit Loan Makes Sense

A lawsuit loan can be a lifeline in cases such as:

• Personal injury claims
• Car accident lawsuits
• Workplace injury claims
• Medical malpractice suits
• Wrongful death cases

It’s especially valuable if your case is expected to take months or years to resolve. Having funds now can help you withstand lowball offers and give your attorney time to secure the maximum settlement.

Benefits of a Lawsuit Loan

The primary benefit is the ability to cover living expenses and medical bills without jeopardizing your legal strategy. There’s also no risk of personal liability—repayment comes only from your settlement, and only if you win. This means you can take care of your needs today with zero financial pressure if your case doesn’t go as planned.

Fast Access to the Funds You Need

Once approved, you could have your money within 24 hours. This rapid turnaround can be critical when facing eviction, utility shutoffs, or urgent medical expenses. We make sure you receive as much funding as possible based on your case value. Alongside securing your advance, we can also review your insurance options—such as health, life, or supplemental coverage—to help protect you and your family during the legal process. This way, you’re not only getting immediate financial relief but also safeguarding your long-term stability.