What is an Accredited Investor
Concierge Wealth Services
“Accredited investor” is a legal status under U.S. securities regulations. It generally identifies individuals and entities that meet specific income, net worth, professional, or institutional criteria and are therefore eligible to access certain private-market opportunities that are not available to the broader public. Qualification is determined by licensed securities firms under SEC rules; the summary below is for informational purposes only.
Why Does “Accredited” Status Exist?
Some investments involve higher complexity, limited liquidity, and unique risks. Regulators permit access to these offerings for investors who meet certain financial or professional thresholds, with the intent that such investors can better evaluate risks and bear potential losses. Being accredited does not guarantee suitability or success; it is simply an eligibility threshold for specific offerings.
Individual / Household Examples*
- Net worth over $1,000,000 (excluding primary residence).
- Income over $200,000 (individual) or $300,000 (joint) in each of the last two years, with a reasonable expectation of the same.
- Holders of certain professional certifications or licenses (e.g., Series 7, 65, or 82).
- “Knowledgeable employee” of a private fund, for offerings by that fund.
*Summary only. Final determinations are made by licensed securities firms under current SEC rules.
Entity Examples*
- Entities with substantial assets (e.g., $5 million+) not formed for the specific purpose of acquiring a given investment.
- Certain organizations such as banks, investment companies, and insurance companies.
- Family offices and certain trusts meeting asset and sophistication requirements.
*Summary only. Categories and requirements are defined by SEC regulation and may evolve.
What Accreditation Is Not
- It is not a recommendation to invest or an indicator that an investment is suitable for you.
- It does not guarantee positive results or protection from loss.
- It does not replace due diligence, risk assessment, or professional advice from licensed firms.
Our Role
We do not offer securities or investment advice. For qualified clients, we facilitate introductions to a respected, independent SEC-registered investment adviser that applies a research-driven, first-principles framework. Any discussion of specific strategies, fees, and implementation occurs solely with the adviser under its regulatory framework.
How Access Works
- Brief Conversation: We confirm goals and your potential eligibility.
- Introduction: We connect you with the independent SEC-registered adviser.
- Evaluation: The adviser—not us—assesses suitability and provides disclosures.
- Decision: Any engagement, fees, and implementation occur only between you and the adviser.
Request a Confidential Conversation
If you believe you may qualify as an accredited investor and want to explore an introduction, request a quick conversation. We’ll confirm fit and next steps.
Secure form submission. We’ll follow up with next steps.
Disclosures:
Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Access to certain investment opportunities may be limited to accredited or qualified investors under SEC guidelines. We may receive compensation or other benefits in connection with referrals made to our investment adviser partner. Any potential conflicts of interest will be disclosed to clients in accordance with applicable regulations. Investment advisory services are provided by FamilyWealth Advisers, LLC, an SEC Registered Investment Adviser. There is no guarantee that any particular asset allocation mix will meet your investment objectives or provide you with a given level of income. We recommend that you consult a tax or financial adviser about your individual situation. Investments in bonds are subject to interest rate, credit, and inflation risk.