Choose Your Term and Lock in Your Rate

The Staysail MYGA offers Guaranteed Option Periods (GOPs) of 3, 5, or 7 years, with interest rates that remain fixed for the entire term. You’ll know exactly what to expect—no surprises, no volatility.

The minimum premium is just $10,000, but deposits over $100,000 qualify for enhanced high-band rates, helping you earn even more on larger savings or rollover funds.

Want to see how the current Staysail rates stack up against other MYGAs? Complete our annuity quote request form to get side-by-side comparisons tailored to your financial goals.

Flexible Access with Protection for Loved Ones

After the first contract year, you can withdraw up to 10% of your account value annually without penalty—providing helpful liquidity for income or emergencies. The annuity also features a declining surrender charge schedule, reducing penalties the longer your funds stay in the contract.

If something happens to you, your beneficiaries receive the full contract value without surrender charges or probate delays, offering peace of mind and a clean transfer of wealth.

Tax-Deferred Growth for Stronger Compounding

Because interest grows tax-deferred within the contract, your savings compound more efficiently than they would in a taxable account. This is a key benefit for both retirement and non-retirement assets, especially when paired with guaranteed interest.

Whether you’re looking to bridge the gap to retirement or safeguard your nest egg, the Knighthead Life Staysail MYGAgives you a no-risk, no-stress path to predictable growth.

Who This Annuity May Be a Good Fit For

The Knighthead Life Staysail MYGA is ideal for:

• Individuals who want guaranteed interest with zero market risk

• Pre-retirees or retirees seeking a safe rollover option

• Savers looking for a CD alternative with better yields

• Anyone who values term flexibility and simple liquidity options

• People who can take advantage of high-band rates with larger deposits

It’s a great fit for those who prefer to keep things simple—no market decisions, no riders to manage, just guaranteed growth and financial control.