Annuity Rescue Plan
Annuity Rescue Plan
If your annuity isn’t performing as expected, an Annuity Rescue Plan can help you regain control of your financial future. Whether you’re dealing with low returns, high fees, or limited flexibility, restructuring your annuity could provide better growth and income options.
Are You Stuck with an Underperforming Index Annuity?
You’re not alone if you’re disappointed with your current index annuity because of poor renewal rates, lack of appealing index options, or high fees. Many individuals have locked themselves into annuity contracts that aren’t performing as expected. This could result from being sold on a product that hasn’t delivered the promised benefits, or perhaps you weren’t made aware of better alternatives when you purchased it.
At Diversified Quotes, we understand how frustrating this can be. That’s why we offer an Annuity Rescue Plan that helps you escape from underperforming products and guides you toward more rewarding options—all without any fees or obligations.
📈 Want to See Today’s Top Annuity Rates?
Explore the most competitive fixed and bonus annuity rates available now.
👉 Check Current Annuity Rates
How Our Annuity Rescue Plan Can Help
Icon label
Comprehensive Review
We’ll review your current annuity contract to determine where it’s underperforming and what the sticking points are, whether it’s renewal rates, fees, or poor index performance.
Icon label
Compare Options
We work with over 75+ top-rated insurance carriers and have access to over 1,000 annuity products. This allows us to research and identify better alternatives that may offer improved growth potential, lower fees or no fees, and more favorable index options.
Icon label
No Fees or Obligations
Unlike other advisors who might charge fees for consultation or annuity transfers, we offer our services without any costs to you. You’re under no obligation to make any changes unless you’re comfortable with a better solution.
Icon label
Objective Recommendations
We are an independent service, meaning our recommendations are based solely on what is best for you, not what we are incentivized to sell.
Common Problems with Index Annuities
Fixed Indexed Annuities (FIAs) offer growth potential linked to the stock market while protecting against losses. Essentially, you get to enjoy stock market gains but avoid participating in the downturns. With an FIA, this is exactly the situation. You benefit from market gains but never face the risk of losing money during downturns all while locking in your gains each year.
Bad Renewal Rates
Sometimes, the initial rates look great, but once they expire, the new rates are far less favorable.
Limited Index Options
Your annuity may have been tied to an index that doesn’t offer the growth potential you expected.
High Fees
Some annuities come with fees that eat into your returns, leaving you with less than you deserve.
Misleading Sales Pitches
Unfortunately, some agents focus on selling rather than servicing, leaving you stuck with a product that wasn’t fully explained or suited to your needs.
FAQs
Is It Time to Reconsider Your Annuity?
-
If you are stuck with historically low rates, consider rolling the funds into a modern annuity product that offers more competitive growth potential. Many newer annuities provide features like fixed indexed growth strategies or variable options that allow your funds to benefit from market performance while still offering downside protection. Additionally, look for products that offer a premium bonus to help offset any surrender charges and give your account a head start in recovering lost growth. By transitioning to a product with higher earning potential and fewer restrictions, you can optimize your annuity’s performance and better align it with your financial goals. Be sure to evaluate the fees, terms, and guarantees of the new annuity to ensure it fits your needs.
Use the calculator below to determine your guaranteed lifetime income
Need more information?
We’re here to help!
