Explore Key Financial Topics That Impact Your Future
The decisions you make today can have a lasting effect on your retirement income, taxes, and legacy. That’s why we’ve created a library of insights to help you stay informed. From understanding Roth conversions and 401(k) strategies to protecting your assets and comparing annuities to CDs, our expert guidance is designed to help you make smarter, more confident choices.
Often overlooked, these key topics can have a major impact on your retirement strategy, financial security, and long-term peace of mind
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Protect Your Nest Egg
You’ve spent a lifetime building your retirement savings—don’t leave it exposed to unnecessary risk. Learn how to protect your principal, reduce market volatility, and generate predictable income to support your lifestyle throughout retirement.
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Roth Conversions
Strategically converting a portion of your pre-tax retirement accounts to a ROTH can provide tax-free growth and future income. Find out how timing, tax brackets, and income planning all play a role in making this powerful strategy work for you.
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The Death Trap
Many retirees unknowingly leave their loved ones with a financial mess—probate delays, unexpected taxes, or assets tied up in the wrong names. Learn how to avoid common estate planning mistakes and protect your legacy.
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The Income Gap
Social Security alone often isn’t enough. Will your savings bridge the gap between what you have and what you’ll need each month? We’ll help you identify your personal income shortfall and build a plan to fill it with secure, reliable sources.
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In-Service 401k Transfer
If you’re 59½ or older and still working, you may have the option to move funds out of your current 401(k) into a more flexible, secure retirement vehicle—without penalties or taxes. Discover how to unlock your retirement savings early without disrupting your job.
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Fixed Annuities vs. CDs
Both fixed annuities and CDs offer principal protection—but only one can give you better rates, tax deferral, and flexible income options. We break down the key differences so you can choose the right strategy for your goals and risk tolerance.
Additional Resources
Get Personalized Retirement Insights and Support
Use our Lifetime Income Calculator below to estimate your guaranteed income in retirement—and see how long your savings can last.
Have questions? Fill out the Contact Us form and a member of our team will reach out to help you build a strategy tailored to your goals.
FAQs: Insights & Key Financial Topics
What kind of topics are covered in Insights?
“Insights” offers expert guidance on retirement income planning, Roth conversions, estate strategies, managing risk, comparing annuities vs CDs, and more topics that help you make informed financial decisions.
How often is new content added?
New articles and resources are posted periodically. We update content to reflect changing markets, tax rules, and legal developments—ensuring our guidance stays current.
Who writes the content?
Content is created by financial advisors, retirement and insurance experts, and analysts associated with Diversified Insurance Brokers—often drawing on practical client scenarios and financial best practices.
How do I use Insights in my planning?
You can use Insights to explore strategy ideas (e.g. Roth conversions, annuity vs CD), understand trade-offs, and then talk with one of our advisors to see how those ideas apply to your specific situation.
Is the advice personalized?
No—Insights is educational. While it provides tools, examples, and strategy overviews, it cannot replace tailored advice. For personalized planning, it’s best to consult directly with one of our advisors.
Can I access tools like calculators from Insights?
Yes. Many Insights pages link to helpful tools like the Lifetime Income Calculator, annuity rate comparisons, and other resources to help you model outcomes and make decisions.
How do I keep up to date?
You can bookmark the page, subscribe if there’s a newsletter, or follow our social media channels. Also check back frequently as we add content when market/tax rules change.
Disclaimer: Content in Insights is for educational purposes. It’s not personalized financial, investment, tax, or legal advice. Use it to inform your decisions, but review with advisors and professionals for your specific situation.
