Is Revol One a Good Insurance Company?
Over 100 Carriers to Quote From. Here are a few of them!
Is Revol One a good insurance company? At Diversified Insurance Brokers, we partner with over 100 top-rated carriers to help retirees and pre-retirees create guaranteed income streams, protect their assets, and plan confidently for the future. Revol One Life Insurance Company, while newer to the marketplace compared to long-established carriers, has gained attention for offering innovative annuity products with competitive rates and flexible features designed to meet the needs of today’s retirees. Their fixed indexed and multi-year guaranteed annuities combine market protection with attractive growth opportunities.
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About Revol One Life Insurance Company
Revol One is an emerging player in the annuity marketplace, focused on delivering modern, flexible retirement income solutions. While not as widely known as century-old carriers, they have positioned themselves as a competitive choice for clients seeking high crediting rates, innovative product features, and straightforward contract terms. Their products are designed to meet the demands of an evolving retirement landscape—providing safety, growth potential, and income guarantees.
Popular Revol One Products
- DirectGrowth Annuity: A fixed indexed annuity with strong participation rates and downside protection.
- Multi-Year Guaranteed Annuities (MYGAs): Locked-in rates for 3, 5, or more years with zero market risk.
- Income Riders: Options for guaranteed lifetime paychecks, regardless of market performance.
Who Revol One Is a Good Fit For
- Retirees seeking competitive fixed or indexed growth
- Pre-retirees wanting to lock in high guaranteed rates
- Conservative investors looking for market downside protection
- Those seeking flexible annuity features with straightforward terms
Pros of Revol One
- Competitive crediting rates and flexible contract designs
- Strong focus on principal protection
- Income rider options for guaranteed lifetime income
- Modern approach to annuity product design
Considerations
- Newer company compared to long-established carriers
- Limited brand recognition in the broader marketplace
Our Take
At Diversified Insurance Brokers, we see Revol One as a promising and competitive option for retirees and pre-retirees seeking innovative annuity solutions. While they may not have the century-long history of some carriers, their focus on high crediting rates, strong principal protection, and clear contract terms makes them a solid choice for certain retirement strategies. For clients looking to balance safety, growth, and guaranteed income, Revol One is worth serious consideration.
FAQs: Is Revol One a Good Insurance Company?
What is Revol One’s financial strength rating?
Revol One has a Financial Strength Rating of B++ (Good) from AM Best, with a Long-Term Issuer Credit Rating of “bbb” (Good). Recently, AM Best revised the issuer credit rating outlook from stable to positive.
How long has Revol One been operating and who owns it?
The company was founded in 1980 (originally as Pavonia Life Insurance of Michigan) and in 2022 was acquired by Axar Capital.
What types of annuity products does Revol One offer?
Revol One offers products such as multi-year guaranteed annuities (MYGAs), fixed indexed annuities (FIAs), and multi-year guaranteed indexed annuities (MYGIAs). Many products include features like 10% annual penalty-free withdrawal options depending on the contract.
What are Revol One’s strengths?
Strengths include competitive rates on MYGAs/FIAs, relatively strong capitalization (capital & surplus over $80 million), positive recent changes (like the improved outlook by rating agencies), backing by Axar Capital, and a focused product line in the fixed annuity space.
What are the risks or drawbacks to be aware of?
Some drawbacks include the B++ rating being “Good” but not top-tier (many larger companies have A ratings), limited availability in some states (not licensed everywhere), fewer product options compared to big insurers, and concerns from some rating services regarding profitability and stability of cash flows.
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About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
