Travel Medical and Evacuation from Nigeria
Nigeria is the most populous country in Africa and a hub for business, culture, and natural resources. However, travelers and expatriates in Nigeria face unique challenges when it comes to accessing high-quality medical care. Hospitals and clinics are available, but they may be limited in both capacity and advanced treatment options. For anyone traveling to or residing in Nigeria, securing travel medical and emergency evacuation insurance from Nigeria is a critical step. Diversified Insurance Brokers works with trusted international carriers to provide policies that ensure financial protection and access to medical services in times of need.
Why Coverage is Important in Nigeria
- Limited Healthcare Infrastructure: Advanced medical facilities are concentrated in major cities like Lagos and Abuja, leaving remote areas underserved.
- High Risk of Infectious Diseases: Malaria, yellow fever, and other tropical illnesses are common, especially in rural regions.
- Emergency Evacuation Costs: In serious cases, evacuation to Europe or South Africa may be required and can cost tens of thousands of dollars.
- Political and Security Concerns: Unrest and instability in some areas may require urgent relocation for safety.
Example Scenario
A business traveler in Lagos suffers a severe cardiac event. Local hospitals provide initial care but lack the specialized equipment for long-term treatment. With an evacuation plan in place, the traveler is airlifted to South Africa for advanced cardiac care, saving both their life and financial stability. Without coverage, the costs would have been overwhelming.
Protect Your Health in Nigeria
Apply today for reliable travel medical and evacuation coverage before your trip to Nigeria.
Coverage Highlights
- 24/7 Emergency Assistance from global support teams.
- Hospitalization and Surgery for major accidents or illnesses.
- Medical and Security Evacuation when local care is insufficient or conditions become unsafe.
- Prescription and Outpatient Coverage for common illnesses and treatments.
Who Should Consider This Coverage?
- Business travelers conducting work in Lagos, Abuja, or Port Harcourt.
- Expatriates and families living in Nigeria long-term.
- Students studying abroad or participating in exchange programs.
- Humanitarian aid workers serving in underserved regions.
- Tourists exploring Nigeria’s culture, wildlife, and national parks.
Get Travel Medical and Evacuation Coverage for Nigeria
Apply online in minutes and travel with confidence knowing you are protected in Nigeria.
Travel Medical & Evacuation Insurance — Nigeria (FAQ)
Do I need travel medical & evacuation insurance for Nigeria?
Yes—strongly recommended. Quality medical care may require transfer to private facilities or evacuation to another country for serious cases, which can be expensive without insurance.
What does medical evacuation typically include in Nigeria?
Coverage usually includes ground stabilization, air ambulance to the nearest suitable hospital, coordination by a medical assistance team, and, when medically necessary, repatriation after stabilization.
How much medical and evacuation coverage should I carry?
Many travelers choose at least $100,000 in medical coverage and $250,000+ for evacuation due to potential long-distance flights and higher private-care costs.
Will the insurer help if a hospital requests payment up front?
Most robust plans offer 24/7 assistance to arrange guarantees of payment or direct billing when possible, helping you avoid large out-of-pocket costs at admission.
Are pre-existing conditions covered on Nigeria policies?
It depends on the plan. Some offer waivers if purchased shortly after your first trip payment; others only cover sudden, unexpected exacerbations. Check look-back periods and exclusions carefully.
Does insurance cover security or political evacuation?
Standard medical evacuation typically does not include non-medical evacuations. If you’re concerned about security disruptions, consider a policy or rider that explicitly covers political/security evacuation.
Are domestic flights and remote-area trips covered?
Coverage can extend throughout Nigeria, but remote travel may need higher evacuation limits or adventure/expedition riders. Confirm activity and location coverage with your insurer in advance.
What documents should I carry while in Nigeria?
Keep your insurance card, assistance hotline, passport, visa, itinerary, vaccination records, and a medication list. Having local contacts and embassy details is useful during emergencies.
How do I request an evacuation or start a claim?
Call your insurer’s assistance line immediately. Provide your location, condition, and treating facility details. The assistance team coordinates transport and advises on claim documentation and next steps.
When should I buy coverage and for how long?
Purchase before departure so benefits start on day one. Ensure the policy spans your full stay, including side trips and transit days, with adequate medical and evacuation limits.
