Family Owned Since 1980

Big Enough to Serve, Personal Enough to Care

Why Use a Broker:

Expert Guidance, Access to Multiple Carriers, Tailored Solutions, Time Savings, Claims Assistance, and Advocacy.

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Playbook

The Diversified Annuities Playbook

Download and read our Diversified annuities playbook to know more

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Podcast

Diversified Insurance Podcasts

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In Their Words:

Experiences That Inspire Confidence

Read all of our Reviews!

“Outstanding Service from Jarad Stolz and Diversified Insurance Brokers
Working with Jarad Stolz at Diversified Insurance Brokers has been an exceptional experience. Jarad took the time to understand my needs and provided clear, thoughtful guidance throughout the entire process. His professionalism, responsiveness, and genuine care made all the difference. It’s rare to find someone so knowledgeable and easy to work with. I truly appreciate the personalized service and peace of mind he delivered. Highly recommend Jarad and the entire team at Diversified!”

Tamara S.

Life Insurance Client

“Diversified is an exceptional family owned business. I use them for all my Insurance needs for many years. Medicare, Supplementary, Prescription and Life Insurance.
They are knowledgeable and friendly and very accessible. Great people to know and work with!”

Peggy G.

Medicare Client

“If you need insurance for any reason, DIB is where you should start. Or, you can waste time sifting through the internet on your own, then struggle with endless call center navigation loops, to hopefully speak with a “live agent” who’s depth of knowledge is the same FAQ list you saw online. Next, you get to submit a pile of message-in-a-bottle application paperwork with an indeterminate turnaround time… just to find out whether the application is approved. Fast forward through a random number of follow-up phone calls as you clarify disclaimers and fine print. Finally, once the ink dries on the contract, you will still wonder if you got the best solution for your money.”

Dave T.

Annuity Client

Why Use a Broker

Expert Guidance, Access to Multiple Carriers, Tailored Solutions, Time Savings, Claims Assistance, and Advocacy.

Clients Served

Lost to Markets

Top Insurance Carriers

Premiums Issued

Our Services

Financial Protection means something different to everyone.

This is why we provide tailored insurance and annuity solutions to help individuals, families, and businesses secure their future with confidence.

High Risk Life Insurance

We specialize in high-risk life insurance, providing tailored coverage for individuals with health conditions, hazardous occupations, or other risk factors ensuring financial protection when others may turn you away.

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Life Insurance

We excel in providing comprehensive life insurance solutions, offering tailored coverage to protect your loved ones and secure your financial future no matter your stage in life.

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Medicare

We are experts in Medicare solutions, guiding you through your options to find the right coverage for your healthcare needs. With over 200 client referrals, our reputation speaks for itself trust us to provide the coverage and service you deserve.

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Disability

You insure your home and car now it’s time to protect your most valuable asset: your income.

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Annuities

Annuities provide a reliable way to grow and protect your retirement income, and with our expertise, we help you find the right solution to secure your financial future.

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Business Insurance

Protecting your business is our business.

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Long Term Care Insurance

Long-term care insurance safeguards your future by covering the costs of extended care, and our dedicated approach helps you find the right plan to protect your assets and independence.

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Group Insurance

Group health and life insurance provide essential protection for your employees and their families, and with our expertise, we help businesses find the right plans to attract, retain, and support their workforce

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Burial Insurance

Burial insurance offers peace of mind by covering end-of-life expenses, and our trusted guidance ensures you find the right plan to ease the financial burden on your loved ones.

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Licensed and Appointed in Every State.

From our Headquarters in Atlanta, we operate across the United State. No matter where you live, we’re here to serve you!

FAQs

Answers to Common Questions about Our Services

Annuities

What is the difference between a true bonus and a benefit base bonus?

A true bonus is an upfront percentage added to the account value, meaning it is real money that can be withdrawn under the terms of the contract. A benefit base bonus, on the other hand, is only used to calculate future income and does not increase the actual account value available for withdrawal.

Why doesnt my advisor like annuities?

Many advisors focus on assets under management (AUM) and may not offer annuities because they don’t generate ongoing advisory fees. Additionally, there are misconceptions about annuities being expensive or complex, though modern annuity products offer competitive benefits and flexibility.

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Burial Insurance
What are the different types of burial insurance?

Level Benefit: Offers full coverage from day one and is typically available to those in good health.

Graded Benefit: Pays a partial benefit if death occurs within the first 2-3 years, then full benefits after that period.

Guaranteed Issue: No health questions, but a waiting period (usually 2-3 years) before full benefits are paid.

Can I purchase burial insurance for someone else?

Yes, you can buy burial insurance for a family member, such as a parent or spouse, as long as you have their consent and an insurable interest.
Long-Term Care Insurance
When should I buy long-term care insurance?

The ideal time to purchase LTC insurance is in your 50s or early 60s when premiums are lower and you are more likely to qualify for coverage. Waiting too long may result in higher costs or denial due to health conditions.

What does long-term care insurance cover?

LTC insurance covers a range of services, including:

Home health care

Assisted living facilities

Nursing homes

Adult day care

Hospice care

Memory care for Alzheimer’s and dementia patients
Medicare
What are the different types of Medicare?

Part A (Hospital Insurance) – Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home health care.

Part B (Medical Insurance) – Covers doctor visits, outpatient care, preventive services, and some home health care.

Part C (Medicare Advantage) – A private insurance alternative to Original Medicare that often includes additional benefits like vision, dental, and prescription drug coverage.

Part D (Prescription Drug Coverage) – Helps cover the cost of prescription medications.

What happens if I don’t enroll in Medicare on time?

If you delay enrolling in Part B or Part D without qualifying for a Special Enrollment Period, you may face permanent late enrollment penalties, resulting in higher premiums for life.
Life Insurance

Can a smoker get non-smoker rates for life insurance?

Yes, some insurance companies offer non-smoker rates to smokers who have quit for a specified period, typically 12 months or more. Additionally, some companies allow unlimited use and positive nicotine samples for non-cigarette tobacco users—such as those who use chew, cigars, pipes, or other smokeless tobacco—to still qualify for non-smoker rates. Every carrier has different underwriting guidelines, so it’s important to explore options based on your specific situation.

Can I borrow against my life insurance policy?

Yes, if you have a permanent life insurance policy with cash value, you can borrow against it. Loans typically do not require credit checks and may have favorable interest rates, but unpaid loans reduce the death benefit.

Team

Experienced Professionals, Committed to Excellence

Jason Stolz CRPC, CLTC

Jason Stolz, CRPC, CLTC, is a highly respected financial professional with nearly 20 years of experience in the insurance industry. His insurance career began in 2010, and through hard work, dedication, and an unwavering commitment to his clients, he has become one of the top agents in the country concerning insurance and annuities.

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As a graduate of Auburn University, he is licensed in Georgia and is renowned for his deep expertise in life insurance, annuities, and long-term care planning. His ability to navigate the industry’s complexities and provide customized solutions has made him a trusted advisor to individuals, families, and businesses seeking financial security.

Jason’s approach is rooted in a client-first philosophy, ensuring that every recommendation aligns with the long-term goals and needs of those he serves. He takes pride in helping clients safeguard their financial future through comprehensive life insurance strategies, income-generating annuities, or long-term care planning designed to protect assets and preserve independence. His knowledge and insight have positioned him as a leader in the industry, earning the respect of colleagues and clients alike.

Beyond his professional accomplishments, Jason is passionate about music and film, appreciating the artistry, creativity, and storytelling that both mediums bring to life. He enjoys spending quality time with his family, including his wife, Kaylyn, and their child. Whether it’s a relaxing night watching a favorite movie, exploring new music, or engaging in meaningful conversations with loved ones, Jason values the moments that bring joy and connection. His dedication to both his career and his family reflects his core values of integrity, loyalty, and a commitment to excellence in all areas of life.

Schedule a FREE consultation with Jason

Jarad Stolz CRPC, CLTC

Jarad Stolz, CRPC, CLTC is a dedicated financial professional with nearly two decades of experience in the insurance industry. He began his career in 2008, joining his family’s business and bringing his expertise to help clients nationwide. A graduate of Georgia Southern University and licensed in all 50 states, Jarad has played a pivotal role in the industry.

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In his past role, he trained over 500 independent insurance agents, but today, he brings that expertise directly to you—the consumer.

With a deep understanding of financial planning, Jarad specializes in college funding strategies, annuities for lifetime income and safe growth, hard-to-place life insurance, disability insurance, and financial solutions for the special needs community. His commitment to providing tailored financial strategies has helped countless individuals and families secure their futures with confidence.

Beyond his professional achievements, Jarad is an avid golfer and sports enthusiast who enjoys staying active and spending time outdoors. He finds joy in watching his two young sons excel in golf and baseball, coaching them whenever he gets the chance. A dedicated family man, he cherishes time with his wife, Catherine, and takes pride in staying connected and supportive of his loved ones, no matter the distance. Whether he’s perfecting his swing on the golf course, catching a game, or creating lasting memories with family, Jarad brings the same passion and dedication to his personal life as he does to his work.

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Mike Dusombre CRPC, CLTC
Mike Dusombre, CRPC, CLTC, is a highly respected financial professional with deep expertise in life insurance, annuities, long-term care, disability income, and both domestic and international travel insurance. As a graduate of Georgia Southern University, Mike combines strong academic foundations with real-world experience to guide clients through some of the most important financial decisions of their lives.

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He is licensed in nearly all 50 states and has helped hundreds of individuals, families, and business owners develop personalized strategies that offer protection, peace of mind, and long-term security.

With a background in marketing, Mike brings a unique blend of creativity, strategy, and communication to the insurance world. He has an exceptional ability to distill complex products into easy-to-understand solutions that align with his clients’ goals. Whether he’s helping a pre-retiree secure guaranteed lifetime income, assisting a caregiver in planning for long-term care, or advising a frequent traveler on medical coverage abroad, Mike takes a thoughtful and client-first approach in every interaction. His calm demeanor, attention to detail, and commitment to doing what’s right have made him a trusted advisor and long-term resource for families across the country.

At Diversified Insurance Brokers, Mike is known not just for his technical knowledge, but for the relationships he builds. He takes pride in guiding clients through every step of the process—from education and plan design to application and implementation—ensuring they feel informed and empowered at all times.

Outside of his professional role, Mike is a devoted husband and father. He enjoys coaching his son’s football team, attending his daughter’s dance recitals, and spending quality time with his wife, Michelle. Whether at the office or at home, Mike leads with integrity, compassion, and a genuine desire to help others thrive.

Schedule a FREE consultation with Mike