15-Year Term Life Insurance offers affordable, mid-range protection for focused needs—covering the years when income, mortgage, and education costs matter most. At Diversified Insurance Brokers, we help you compare 15-year policies against shorter and longer terms so your coverage matches your timeline and budget.

Why Choose a 15-Year Term?

• Affordable fixed premiums for a defined period with no surprises.
• Great for mid-range goals like paying off a 15-year mortgage or covering kids through college.
• Flexibility to reassess later instead of overpaying for longer coverage you may not need.

Is 15-Year Term Right for You?

• You expect to reach financial independence within ~15 years.
• You want cost-effective protection for dependents during peak obligation years.
• You’re comparing against other terms: see our 20-Year Term Life Insurance and 10-Year Term Life Insurance.

Policy Comparison: 10-Year vs 15-Year vs 20-Year vs Permanent

Case Example

A 52-year-old nearing retirement chose a 15-year term to cover their remaining working years and mortgage payoff window. The policy provided strong income replacement at a lower cost than a 20-year term while still spanning their highest-risk years.

Why Work with Diversified Insurance Brokers?

Since 1980, we’ve helped clients match term lengths to real-life timelines. With access to 75+ carriers, we’ll compare 15-year, 20-year, and 10-year terms—and permanent options—so you get the best fit. Learn more about our life insurance services, explore burial insurance, and see why families choose us.