At Diversified Insurance Brokers, we help veterans and their families secure final expense insurance that provides guaranteed protection for burial, funeral, and end-of-life costs. While VA benefits can help with some expenses, they often don’t cover everything—leaving a gap that could place a financial burden on your loved ones. We compare plans from over 75 top-rated carriers to find the most affordable coverage with no medical exam and, in many cases, no waiting period for natural or accidental death.

Why Veterans May Still Need Final Expense Insurance

• VA Burial Benefits Are Limited: The VA may provide up to $2,000 for service-connected deaths, but many funerals cost $8,000–$15,000 or more.
• Non-Service Deaths Receive Less: For non-service-connected deaths, VA benefits are typically $300–$796 plus a plot allowance—far below actual expenses.
• Immediate Protection: No-waiting-period policies provide full coverage from day one for eligible applicants.
• Control & Choice: Your policy can be used for any final expense—not just burial—giving your family flexibility.

Typical Coverage Amounts for Veterans

Many veterans choose coverage between $10,000 and $25,000 to fully protect against funeral costs, medical bills, and outstanding debts. Smaller or larger policies are available based on needs and budget.

Who Qualifies for Immediate Coverage?

• Veterans aged 45–85 (varies by carrier)
• Passing simple “yes/no” health questions
• No recent major health events like stroke, cancer, or heart attack (varies by plan)

Advantages of Final Expense Insurance for Veterans

• No medical exam: Simple approval process
• Fixed lifetime premiums: Rates never increase
• Whole life coverage: Never expires as long as premiums are paid
• Peace of mind: Ensures your loved ones aren’t left with the bill

How Diversified Insurance Brokers Helps Veterans

• We shop 75+ carriers for the best veteran-friendly rates
• We find policies with day-one coverage whenever possible
• We help coordinate with existing VA burial benefits
• We provide clear, transparent quotes with no pressure

We’ll compare final expense insurance options for veterans nationwide and confirm whether you can secure no waiting period coverage today.