At Diversified Insurance Brokers, we help seniors find affordable burial insurance plans that cover final expenses without leaving a financial burden on loved ones. If you’re age 65, the right amount of coverage depends on your personal situation—most people choose between $10,000 and $25,000 to cover funeral costs, outstanding debts, and other end-of-life expenses.

How to Determine Your Coverage Amount

• Funeral & Burial Costs: The average funeral in the U.S. costs between $8,000–$12,000.
• Outstanding Debts: Include credit cards, personal loans, or small medical bills.
• Family Needs: Leave enough to help loved ones with any immediate expenses.
• Inflation: Funeral costs rise over time—plan for future prices, not today’s only.

Why Age 65 Is a Good Time to Buy

At age 65, premiums are still more affordable compared to later years, and you may still qualify for first-day coverage with no waiting period, depending on health. Securing a policy now ensures your loved ones are financially protected and gives you peace of mind.

Our Take

Most people at 65 choose between $10,000 and $25,000 in coverage for burial insurance. At Diversified Insurance Brokers, we compare multiple carriers to find the best rates and first-day coverage options for your needs.