Is National Life Group a Good Insurance Company?

Over 100 Carriers to Quote From. Here are a few of them!

Is National Life Group a good insurance company? At Diversified Insurance Brokers, we work with over 100 top-rated carriers to help retirees, pre-retirees, and families secure reliable insurance and annuity solutions. National Life Group, founded in 1848 and headquartered in Montpelier, Vermont, is one of the oldest and most respected life insurance companies in the United States. Known for its financial strength, community focus, and diverse product lineup, National Life Group offers competitive life insurance and annuity products designed to protect families, grow savings, and provide guaranteed retirement income.

Compare National Life Group Annuity Rates or Request a Quote

See your guaranteed lifetime income options and get personalized annuity illustrations from National Life Group.

Request an Annuity Quote

Get National Life Group Life Insurance Quotes

Compare life insurance rates instantly and find the right coverage for your needs.

About National Life Group

National Life Group has been serving individuals, families, and businesses for more than 175 years. With a strong commitment to “Do good. Be good. Make good,” the company blends financial strength with a community-driven mission. Their portfolio includes term and permanent life insurance, fixed and indexed annuities, and retirement planning solutions. National Life Group is also known for its living benefits, allowing policyholders to access funds in the event of critical illness or injury.

Popular National Life Group Products

Indexed Universal Life Insurance (IUL): Combines permanent protection with cash value growth potential linked to market indexes.
Whole Life Insurance: Lifetime coverage with guaranteed premiums and cash value growth.
Fixed Indexed Annuities (FIAs): Market-linked growth potential with principal protection.
Multi-Year Guaranteed Annuities (MYGAs): Lock in fixed interest rates for a set term.

Who National Life Group Is a Good Fit For

Families seeking both protection and living benefits
Pre-retirees wanting predictable retirement income
Individuals looking for indexed growth with downside protection
Small business owners seeking employee benefits

Pros of National Life Group

Over 175 years of proven stability
Strong focus on living benefits in life insurance
Diverse lineup of annuities and life insurance products
Highly rated for financial strength

Considerations

Some products may have more complex features and riders
Indexed products require understanding of crediting methods

Our Take

At Diversified Insurance Brokers, we consider National Life Group a trusted and financially strong choice for both life insurance and annuities. Their commitment to policyholder well-being, innovative living benefits, and competitive product lineup make them a strong fit for individuals and families looking for long-term financial protection and retirement security.

FAQs: Is National Life Group a Good Insurance / Annuity Company?

What are National Life Group’s financial strength ratings?

National Life Group holds very strong financial ratings, including an A+ (Superior) from AM Best. This reflects solid balance sheet strength, consistent operating performance, and sound risk management practices.

How long has National Life been in business?

The company was founded in 1848, giving it more than 175 years of experience serving policyholders in life insurance and annuities.

What types of insurance and financial products does National Life Group offer?

They provide a wide range of solutions, including term life, whole life, and indexed universal life insurance, as well as annuities such as fixed and fixed-indexed annuities. Their portfolio also supports retirement planning and living benefits options.

How is National Life Group customer satisfaction & complaint history?

Like many large insurers, National Life receives some customer complaints related to claims or service issues. While not BBB accredited, they continue to serve millions of policyholders nationwide. Overall satisfaction varies by individual experience and product.

Has National Life received any industry recognitions?

Yes. National Life Group has been included in rankings such as the Ward’s 50 list of top life and health insurance companies, which recognizes consistent financial strength and performance in the industry.