Is Nationwide a Good Insurance Company?
Over 100 Carriers to Quote From. Here are a few of them!
Is Nationwide a good insurance company? At Diversified Insurance Brokers, we work with over 100 top-rated carriers to help retirees and pre-retirees secure guaranteed income, protect their savings, and make confident financial decisions. Nationwide Life Insurance Company is one of the most trusted and recognized names in the industry, with a strong history of financial stability, diverse product offerings, and excellent customer service. Their portfolio includes competitive annuities, life insurance policies, and retirement solutions designed to balance growth potential with long-term security.
Compare Nationwide Annuity Rates or Request a Quote
See your guaranteed lifetime income options and get personalized annuity illustrations from Nationwide.
Nationwide Life Insurance Quotes
Compare rates from Nationwide and other top-rated carriers to find the right life insurance policy for your needs.
About Nationwide Life Insurance Company
Founded in 1926, Nationwide has built a reputation for trust, dependability, and comprehensive financial services. Backed by strong financial ratings and a diversified portfolio, they offer a wide range of solutions to help clients grow and protect their wealth while securing lifetime income.
Popular Nationwide Products
- Fixed Indexed Annuities (FIAs): Growth potential tied to market indexes with principal protection.
- Multi-Year Guaranteed Annuities (MYGAs): Guaranteed interest rates for a set term with no market risk.
- Immediate & Deferred Income Annuities: Guaranteed income for life or a set period.
- Life Insurance Solutions: Term, whole, and universal life coverage for protection and legacy planning.
Who Nationwide Is a Good Fit For
- Retirees seeking guaranteed lifetime income
- Pre-retirees looking to lock in competitive interest rates
- Conservative investors seeking principal protection
- Families needing life insurance and retirement income solutions
Pros of Nationwide
- Strong national brand recognition
- Diverse range of products for income and protection
- High financial strength ratings
- Multiple income rider options
Considerations
- Some products may have higher fees than niche competitors
- Availability varies by state
Our Take
At Diversified Insurance Brokers, we consider Nationwide a strong and versatile choice for both annuity and life insurance buyers. With competitive fixed and indexed annuities, robust income options, and a variety of life insurance products, they can be an excellent fit for retirees, pre-retirees, and families looking for financial security and long-term peace of mind.
FAQs: Is Nationwide a Good Insurance Company?
What financial strength ratings does Nationwide have?
Nationwide’s property & casualty, life, and annuity subsidiaries have strong ratings from major agencies. The outlook from rating agencies is generally stable.
How big is Nationwide financially?
Nationwide has over $320 billion in total assets. Its annual reports highlight financial strength, diversified operations, and stability across market cycles.
What kind of complaints or customer reviews does Nationwide have?
Reviews are mixed, as with most large insurers. Common themes include concerns about communication, billing or policy changes, and occasional claims delays. Experiences vary by product and jurisdiction.
What are the strengths of Nationwide?
Strengths include a long operating history (founded in 1926), strong financial ratings, a broad product lineup (auto, home, life, annuities, retirement), and scale that supports claims-paying ability and ongoing obligations.
What are potential drawbacks or things to watch out for?
Potential drawbacks include state-by-state differences in product availability, customer service variability, and reports of premium increases or policy adjustments. As with any carrier, conduct a product- and state-specific review before purchasing.
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About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
