At Diversified Insurance Brokers, we specialize in helping clients with complex medical histories—such as epilepsy and seizure disorders—secure the right life insurance coverage. With decades of underwriting expertise and access to over 100 top-rated carriers, we know how to match your health profile with the insurers most likely to approve your application. Even if you’ve been declined before, it’s possible to find an affordable policy, and we can guide you through the process from start to finish.

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How Epilepsy and Seizures Impact Life Insurance

Life insurance companies carefully evaluate seizure history because it can indicate potential long-term health risks. Underwriters may look at:

• Type of Seizures: Focal, generalized, or absence seizures may be rated differently.
• Diagnosis History: When you were first diagnosed and how often episodes occur.
• Medication Control: Whether seizures are well-controlled with treatment.
• Recent Episodes: A seizure-free period of 6–24 months can significantly improve rates.
• Related Conditions: Any additional neurological or medical issues that may affect life expectancy.

Who This Coverage Is Best For

This type of high-risk life insurance is ideal for:

• Individuals with well-controlled epilepsy
• Applicants recently diagnosed but in good overall health
• Those with infrequent seizure episodes
• Anyone previously declined due to seizure history

Why Work With Diversified Insurance Brokers

We have a proven track record of securing coverage for individuals with epilepsy and seizures, even when other agencies couldn’t. Here’s why clients choose us:

• Access to 100+ A-rated carriers: We know which insurers are most flexible with seizure history.
• Specialized underwriting insight: We present your case in the most favorable way possible.
• Faster approvals: Our carrier relationships mean quicker turnarounds.
• Confidential and compassionate approach: Your personal health information is handled with discretion.

Example Case

We recently helped a 42-year-old applicant with a history of generalized seizures but seizure-free for 18 months. Other companies had offered only rated or substandard policies. We matched them with a carrier willing to issue at standard rates, saving them over $300 annually.