Life Insurance for Hodgkin’s and Lymphoma
Over 100 Carriers to Quote From. Here are a few of them!
At Diversified Insurance Brokers, we specialize in helping clients with a history of Hodgkin’s lymphoma or non-Hodgkin’s lymphoma secure affordable life insurance. With decades of underwriting experience and access to over 100 top-rated carriers, we know which companies are most open to approving applications for cancer survivors, how to present your case effectively, and how to secure the most competitive rates. Even with a lymphoma history, we can help you protect your loved ones financially.
Life Insurance with Hodgkin’s & Lymphoma History
If you’ve faced Hodgkin’s disease or lymphoma, it doesn’t mean you’re uninsurable.
At Diversified Insurance Brokers, we specialize in helping cancer survivors secure affordable coverage tailored to your unique needs.
Speak with an expert who understands life insurance considerations for Hodgkin’s and other lymphomas.
How Lymphoma History Impacts Life Insurance
Life insurance companies review lymphoma history in detail during underwriting. Key factors include:
- Type of Lymphoma: Hodgkin’s lymphoma often has more favorable underwriting outcomes than non-Hodgkin’s.
- Stage and Treatment: Early-stage diagnoses and successful treatment generally lead to better results.
- Time Since Remission: Most carriers prefer 2–5 years of remission before offering competitive rates, though some may require longer.
- Recurrence Risk: A history of recurrence may result in higher premiums or postponement.
- Follow-Up Care: Regular oncology visits and clear scans help strengthen your application.
Who This Coverage Is Best For
This type of high-risk life insurance is ideal for:
- Individuals in remission from Hodgkin’s or non-Hodgkin’s lymphoma
- Applicants with early-stage lymphoma history and no recurrence
- Those who have been declined by other insurers due to lymphoma
- Survivors with consistent follow-up care and good overall health
Why Work With Diversified Insurance Brokers
We’ve helped many lymphoma survivors obtain coverage they didn’t think was possible. Here’s why clients choose us:
- Access to 100+ A-rated carriers: We know which insurers are most flexible with lymphoma cases.
- Specialized underwriting experience: We understand how to navigate medical details for the best outcomes.
- Expert case positioning: We present your history in a way that emphasizes your recovery and stability.
- Confidential process: Your information is handled with care and discretion.
Example Case
A 52-year-old man with a history of stage II Hodgkin’s lymphoma, in remission for 5 years, was declined by two major insurers. We connected him with a carrier experienced in underwriting cancer survivors, and he secured a $250,000 15-year term policy at a standard rate—saving over $500 annually compared to other quotes.
FAQs: Life Insurance for Hodgkin’s & Lymphoma
Can I get life insurance if I had Hodgkin’s or non-Hodgkin’s lymphoma?
Yes—even with a history of Hodgkin’s or non-Hodgkin’s lymphoma, many survivors can qualify. Underwriting looks at your treatment history, stage of disease, remission status, and any recurrence.
How does lymphoma type (Hodgkin’s vs non-Hodgkin’s) affect underwriting?
Hodgkin’s tends to yield more favorable outcomes, especially when diagnosed early, treated fully, and in remission. Non-Hodgkin’s outcomes vary more widely depending on subtype, treatment, and disease aggressiveness.
How long do I need to be in remission for better rates?
Many carriers prefer a remission period of 2-5 years before offering competitive or standard rates. More time in remission helps strengthen your application.
What underwriting factors do insurers review closely?
They consider stage at diagnosis, treatment details (chemotherapy, radiation, surgeries), follow-up care, scan and imaging results, absence of recurrence, overall health, and any residual effects from treatment.
What rates or policy outcomes might I expect?
If everything is favorable (early stage, good treatment, long remission, clean scans), you may qualify for standard or mildly rated policies. If the case was recent, had recurrence, or aggressive treatment, higher rates or restrictions are more likely.
Who tends to get the best offers among lymphoma survivors?
Those with early-stage lymphoma, long remission (2-5+ years), no recurrence, solid medical documentation, good overall health, and regular follow-ups tend to receive the most favorable underwriting.
Why work with Diversified Insurance Brokers for Hodgkin’s & Lymphoma cases?
We have 100+ carriers, specialized underwriting experience, and know how to present recovery, remission, and medical details in a way that maximizes favorable offers—even when others have declined.
Diversified Insurance Brokers specializes in helping high-risk applicants secure coverage, even after serious health conditions.
Talk With an Advisor Today
Choose how you’d like to connect—call or message us, then book a time that works for you.
Schedule here:
calendly.com/jason-dibcompanies/diversified-quotes
Licensed in all 50 states • Fiduciary, family-owned since 1980
About the Author:
Jason Stolz, CLTC, CRPC, is a senior insurance and retirement professional with more than two decades of real-world experience helping individuals, families, and business owners protect their income, assets, and long-term financial stability. As a long-time partner of the nationally licensed independent agency Diversified Insurance Brokers, Jason provides trusted guidance across multiple specialties—including fixed and indexed annuities, long-term care planning, personal and business disability insurance, life insurance solutions, and short-term health coverage. Diversified Insurance Brokers maintains active contracts with over 100 highly rated insurance carriers, ensuring clients have access to a broad and competitive marketplace.
His practical, education-first approach has earned recognition in publications such as VoyageATL, highlighting his commitment to financial clarity and client-focused planning. Drawing on deep product knowledge and years of hands-on field experience, Jason helps clients evaluate carriers, compare strategies, and build retirement and protection plans that are both secure and cost-efficient.
