American Life Fixed Index Annuity – Growth Potential With Principal Protection
Flexible Growth With Protection in Uncertain Markets
At Diversified Insurance Brokers, we help individuals plan for retirement with annuities that deliver guaranteed protection and long-term growth. The American Life Fixed Index Annuity (FIA), issued by American Life & Security Corp., is built for individuals who want the opportunity to grow their savings through market-linked strategies—without risking principal loss.
This annuity provides a powerful mix of protection, performance, and customization to support your unique retirement goals.
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Diversified Index Crediting Strategies
This FIA gives you access to multiple crediting strategies, including:
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S&P 500® ESG Index – for those seeking sustainability-aligned performance
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Goldman Sachs Xenith Index – built for consistent returns using daily risk management
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Janus SG Guidance Index – designed to capture market growth with downside control
Each strategy offers a unique combination of growth potential and volatility control.
Customizable Terms and Liquidity
Policyholders can withdraw up to 10% of their contract value annually after the first contract year without penalty. The annuity also includes options for guaranteed fixed interest and tailored contract terms, giving you added control over how your annuity performs.
Principal Protection With Tax-Deferred Growth
All growth in this annuity is tax-deferred, allowing your money to compound faster over time. Your principal is never at risk due to market declines, and your gains are locked in each contract year based on your selected crediting method.
Is the American Life FIA Right for You?
This annuity is a smart choice for:
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Individuals nearing retirement who want to protect their savings
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Investors seeking index-linked growth without market losses
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Anyone looking for multiple crediting strategies and contract flexibility
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Families interested in leaving a protected legacy to beneficiaries
Contact Us Today:
Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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