If you’ve been injured in a car accident and you have an active personal injury claim, waiting for your settlement can be financially stressful. Medical bills, car repairs, and everyday expenses don’t pause just because your case is still in progress. That’s why we offer fast, reliable loan options for car accident lawsuits—so you can access money now while your attorney works to secure the best possible outcome.

Important: This is typically non-recourse pre-settlement funding (a cash advance against a potential settlement), not a traditional bank loan. In most cases, you only repay if your case resolves with a recovery—always confirm the exact terms in your agreement.

How a Car Accident Lawsuit Loan Works

Our process is designed to be simple and low-stress—especially when you’re already dealing with treatment, appointments, and recovery. Here’s the typical flow:

1. You request funding: Complete the short form and tell us basic details about your accident and your attorney.
2. We coordinate with your attorney: Because the advance is based on the claim, we confirm representation and request case details directly from your law firm.
3. Case review: Approval is usually based on liability, damages, available insurance coverage, and the expected timeline—not your credit score.
4. Funding decision: If approved, you’ll receive clear paperwork showing the expected fees/charges and how payoff works.
5. Receive funds: When everything is signed and verified, funds can be deposited quickly (timing depends on attorney responsiveness and documentation).

Because this is typically a non-recourse advance, repayment generally comes from the settlement proceeds. If there’s no recovery, many agreements do not require repayment—but your contract governs the specifics.

Why People Use Pre-Settlement Funding

Insurance companies often have an incentive to delay, especially when they believe financial pressure might push someone to accept less than the claim is worth. Pre-settlement funding can provide breathing room so you can:

• Cover medical co-pays, prescriptions, or out-of-pocket treatment expenses
• Stay current on rent or mortgage payments
• Pay utilities, groceries, childcare, and transportation
• Repair or replace a vehicle needed for work and appointments
• Avoid high-interest alternatives that may create additional financial strain

Why Choose Us?

• Fast decisions: Many approvals occur same-day or next-day once attorney information is received.
• No traditional underwriting: No employment verification required in many cases; the claim is the focus.
• Borrow only what you need: We’ll help you size an advance that fits your situation without over-borrowing.
• Clear communication: You’ll know what’s needed, what’s next, and who’s doing what.
• Experience with accident claims: Familiarity with common case types and attorney workflows.

Eligible Car Accident Cases

Pre-settlement funding is commonly available for many auto-related injury claims, including:

• Rear-end collisions
• Drunk driving accidents
• Distracted driving crashes
• Multi-vehicle pile-ups
• Hit-and-run incidents (when coverage applies)
• Truck and commercial vehicle accidents

If you’re unsure whether your case qualifies, the best first step is to submit a request. We’ll verify details with your attorney and let you know what’s possible.

What You’ll Typically Need

Most of the documentation is handled through your attorney’s office. Common items include:

• Confirmation you’re represented by an attorney on contingency
• Accident details and liability facts (often including a police report)
• Insurance coverage information (policy limits and carriers)
• Medical records, treatment status, and current bills
• Any settlement discussions or demand activity (if applicable)

How Much Can You Receive?

Funding amounts vary. Many companies advance a percentage of the estimated case value after accounting for attorney fees and potential liens. The stronger the liability and the clearer the damages and coverage, the more straightforward the review tends to be.

We can also help you understand how this works alongside other protection planning—like short-term health insurance to bridge coverage gaps or life insurance to safeguard your family’s future—so you’re protected while your case is pending.