F&G Prosperity Elite – Bonus Income and Long-Term Retirement Confidence
At Diversified Insurance Brokers, we specialize in helping clients build income strategies that last a lifetime. The F&G Prosperity Elite Fixed Indexed Annuity is designed for individuals who want both strong market-linked growth and guaranteed income for life—without giving up protection or flexibility.
With generous bonuses, powerful roll-up rates, and built-in health-based enhancements, this product is one of the most comprehensive annuity options on the market.
Boosted Income with EGMWB Rider and 18% Bonus
The standout feature of Prosperity Elite is the Enhanced Guaranteed Minimum Withdrawal Benefit (EGMWB) rider. This rider includes:
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An 18% bonus applied to your income base on first-year premium
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A 10% annual roll-up, for up to 10 years, to boost your future guaranteed income
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A vesting bonus that increases the value of your contract for long-term benefits
With these features working together, Prosperity Elite gives you a significant head start toward a strong, dependable retirement income.
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Index Strategies and Principal Protection
This annuity provides growth potential through multiple index crediting options, including:
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S&P 500
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Barclays Trailblazer Index
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GS Global Factor Index
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Gold Commodity Index
All options come with a 0% floor, which protects your contract from market losses while still offering upside exposure. With tax-deferred growth and flexible crediting methods, Prosperity Elite keeps your strategy both safe and responsive to opportunity.
Health-Based Enhancements and Access Features
One of the most unique features is the Impairment Multiplier, which doubles your income if you’re unable to perform two of six Activities of Daily Living (ADLs). This feature provides powerful peace of mind for those concerned about long-term care risks.
Other key benefits include:
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Penalty-free withdrawals of up to 10% of your vested account value, starting in year two
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Death benefit options that allow for either a lump sum payout or structured legacy income
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Strong financial backing from Fidelity & Guaranty Life Insurance Company
Whether you’re focused on protecting your income, growing assets, or planning a legacy, Prosperity Elite delivers.
Why Work With Diversified Insurance Brokers?
We bring decades of experience and access to over 75 top-rated carriers, helping you make confident, informed annuity decisions. If you’re seeking long-term income with powerful growth potential and added protection, the F&G Prosperity Elite is a smart place to start.
Let us help you build a customized plan that delivers real retirement confidence.
📞 Call us at 800‑533‑5969
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