Annuities as a Life Insurance Alternative
Annuities as a Life Insurance Alternative
For those who don’t qualify for traditional life insurance, a fixed indexed annuity offers a secure alternative. With no medical underwriting, it provides financial growth, market protection, and guaranteed payout options to help secure your family’s future.
Why Choose A Fixed Indexed Annuity as a Life Insurance Alternative?
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Traditional life insurance often denies coverage to individuals with certain health conditions, making it challenging for those with medical issues to obtain affordable coverage. Annuities bypass medical underwriting, allowing individuals to provide a financial legacy regardless of their health status.
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Additional Benefits
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Most annuities includes an income rider that may grow the Benefit Base, potentially increasing the overall value of the death benefit. This can create a more substantial legacy while also benefiting your retirement income needs if you choose to activate the rider during your lifetime.
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Annuities provide a flexible, secure way to leave a financial legacy without the need for medical underwriting. With growth potential, principal protection, and multiple payout options, they offer a reliable alternative to life insurance for those facing underwriting challenges. Additionally, annuities can provide guaranteed lifetime income, ensuring financial stability for beneficiaries while offering tax advantages and estate planning benefits that help maximize the value passed on to loved ones.
