Midland National MNL IndexBuilder 10 – Bonus Growth, Market Protection, and Lifetime Income
At Diversified Insurance Brokers, we guide clients through personalized annuity strategies that offer protection, performance, and peace of mind. If you’re looking for a product that delivers immediate value, long-term accumulation, and income flexibility, the Midland National MNL IndexBuilder 10 could be the solution you’ve been searching for.
This fixed indexed annuity offers one of the most attractive bonus structures on the market, along with multiple ways to grow and access your retirement funds—safely and strategically.
Up to a 17% Bonus Right Out of the Gate
With the Additional Benefit Rider (ABR), the MNL IndexBuilder 10 offers a premium bonus of up to 17%. This feature can significantly boost your starting value and is particularly valuable for those who plan to use the annuity for income later in life.
This added growth potential comes with strong contractual guarantees and an optional charge for enhanced benefits—making it a smart fit for retirement plans that prioritize long-term accumulation and income protection.
Index Strategies for Market-Linked Growth
The MNL IndexBuilder 10 gives you access to multiple index crediting strategies tied to:
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S&P 500®
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Fidelity Multifactor Yield Index
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And other performance-driven options
You can choose from annual and two-year point-to-point, monthly point-to-point, and enhanced participation strategies with optional charges. Regardless of your selection, the 0% floor ensures your principal is never reduced due to market losses. All growth is also tax-deferred, helping your money compound faster over time.
Flexible Income and Liquidity Features
This annuity includes strong liquidity and payout options designed to support your retirement lifestyle:
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Penalty-free withdrawals up to 10% per year
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Up to 20% liquidity with the ABR if no prior withdrawals are taken
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Lifetime income, period certain, and joint life payout options
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Return of premium, terminal illness, and nursing home confinement waivers
These features make the IndexBuilder 10 one of the more flexible annuities on the market—ideal for retirees who want access when they need it, without sacrificing long-term income.
Built for Stability and Legacy
Backed by Midland National Life Insurance Company, a financially strong and respected insurer, this annuity also offers robust death benefit protection for legacy planning. Your loved ones can receive a strong financial foundation, while you maintain control over your income and assets throughout retirement.
Let Diversified Insurance Brokers Help You Compare Options
We help clients across the country find the best-fit annuity products by offering clear comparisons, personalized strategies, and access to the top-rated carriers like Midland National. If you’re seeking bonus-driven growth with market protection and lifetime income, the MNL IndexBuilder 10 could be a game-changer in your plan.
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