This annuity delivers guaranteed fixed interest rates for 3, 5, or 7 years, providing stable, tax-deferred growth without exposure to market volatility. Policyholders benefit from penalty-free withdrawals of accumulated interest, ensuring access to funds when needed without interrupting long-term savings goals.

At the time of publication of this article, interest rates on this product are competitive with similar options in the fixed annuity marketplace. For up-to-date rate comparisons and terms, visit our annuity rate page here.

The Symetra Select Max also includes additional withdrawal charge waivers for nursing home confinement and terminal illness, providing peace of mind in challenging situations. At the end of the guarantee period, clients have several options: they may renew at current rates, take penalty-free withdrawals, or convert their accumulation value into an income stream.

A guaranteed death benefit is included, ensuring that beneficiaries receive the greater of the contract accumulation value or the guaranteed minimum value, offering security for legacy planning.

This annuity is backed by the financial strength and disciplined investment management of Symetra Life Insurance Company—known for its stability and reliability. By working with Diversified Insurance Brokers, you’ll receive expert guidance in evaluating the right annuity for your specific retirement needs.

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