What Is Pre-Settlement Funding – Fast Cash for Pending Lawsuits
When you’re in the middle of a lawsuit, months or even years can pass before you see a settlement check. Bills, medical expenses, and everyday costs don’t stop just because your case is pending. That’s where understanding what is pre-settlement funding becomes essential. This financial option allows you to get a cash advance against your future settlement so you can stay afloat while your attorney works toward a fair outcome.
Get Your Pre-Settlement Cash Advance
Fast approval, high payout amounts, and no repayment unless you win your case.
Defining Pre-Settlement Funding
Pre-settlement funding is a non-recourse cash advance provided to plaintiffs in active lawsuits. Because it’s tied to your case’s outcome, it’s not the same as a traditional loan. There are no credit checks, employment requirements, or monthly payments. If you lose your case, you owe nothing. Repayment happens only after your attorney secures a settlement or court award.
Why Choose Us for Pre-Settlement Funding
We work with one of the largest networks of legal funding resources in the country. This means we can consistently offer some of the highest advance amounts available, often delivering funds within 24 hours of approval. Our process is straightforward and designed to give you financial breathing room during a stressful time.
When Pre-Settlement Funding Helps Most
This type of funding is ideal when you are waiting for a personal injury, wrongful death, employment dispute, or other civil case to resolve. Common uses include:
- Paying rent or mortgage
- Covering medical treatment and prescriptions
- Paying utilities and household bills
- Keeping up with childcare or tuition expenses
- Covering transportation and living costs
How the Process Works
- Submit Your Application: Provide basic case details through our secure online form.
- Attorney Verification: We contact your lawyer to confirm case facts and estimated settlement value.
- Quick Approval: Most cases are approved within one business day.
- Receive Your Funds: We transfer the cash advance directly to you.
Advantages of Pre-Settlement Funding
The biggest advantage is that it allows you to take the time needed to pursue full compensation instead of accepting a lowball offer out of financial necessity. With funding in place, you can cover your expenses and let your attorney negotiate from a position of strength.
Risk-Free Financial Support
Because this is non-recourse, there is no risk of being personally responsible for repayment if your case doesn’t succeed. You get the money you need now with the peace of mind that repayment happens only from the settlement proceeds. In addition, we can help you explore insurance solutions—such as disability coverage, health insurance, or accident protection—that provide an extra layer of security while your case is pending, ensuring you’re covered no matter what happens.
Apply for Pre-Settlement Funding Today
Get approved fast, receive the highest possible advance, and pay nothing unless you win.
FAQs: What Is Pre-Settlement Funding — Fast Cash for Pending Lawsuits
What exactly is pre-settlement funding?
Pre-settlement funding (also called lawsuit advance or legal funding) is money given to plaintiffs before their case settles. It’s not a loan in the traditional sense — you only repay if you win or settle.
Who qualifies for pre-settlement funding?
You generally need a pending lawsuit (often personal injury), a strong claim with merit, and an attorney representing you. Companies assess your case, not your credit or income.
How much can I get, and how quickly?
Advance amounts are usually a percentage of your expected settlement — often around 10-20%. Funds can be released in 24-48 hours after approval and verification with your attorney.
Do I have to repay if I lose my case?
No. With non-recourse funding, if your case fails, you owe nothing back to the funding company, because repayment is tied to winning or settling the case.
What fees and costs are involved?
There are usually interest rates or funding fees. These may be simple/non-compounding or per-month/term. Because the case may take time, costs can add up. Transparency is key — read your funding agreement carefully.
How is this different from a traditional loan?
Unlike a standard loan, pre-settlement funding has no credit checks, no monthly payments, and no risk of collections. Repayment only happens from the settlement proceeds, and only if you win.
Will getting a pre-settlement advance affect my lawsuit?
It shouldn’t change your case’s legal outcome, but working with your attorney is essential. They need to approve, and the funder will often verify the case details through them.
What types of cases typically qualify?
- Personal injury & auto accidents
- Medical malpractice
- Slip & fall claims
- Workplace injury cases
- Wrongful death suits
Are there downsides or risks?
Yes. Costs may be high, and since interest/fees accrue while you wait, you might end up with less from the settlement. Also, terms vary greatly by provider and state, so comparisons matter.
