Fixed Rates and Guaranteed Growth

The Anchor MYGA allows policyholders to lock in a guaranteed rate for the full term they select, ensuring steady accumulation with no exposure to market fluctuations.
Available in 5-, 6-, and 7-year terms, it delivers fixed-rate certainty and consistent annual compounding—ideal for investors looking to safeguard principal while earning competitive returns.

Earnings grow tax-deferred, allowing your money to compound faster by postponing taxes until distributions begin. This feature provides a clear advantage for individuals who want predictable, long-term growth with minimal risk.

Liquidity and Built-In Flexibility

Even though the Anchor MYGA is designed for accumulation, it includes valuable liquidity options. Starting in the second contract year, you can access up to 10% of your accumulation value annually without any withdrawal charges.

The product also includes Nursing Home and Terminal Illness Waivers, allowing full access to your funds if health circumstances change unexpectedly. These built-in features ensure that your retirement plan remains adaptable, even in times of need.

Simplicity and Security

The American Gulf Anchor MYGA is a straightforward, easy-to-understand solution that eliminates market risk, management fees, and unnecessary complexity. It’s a true “set it and forget it” product—allowing your money to grow securely over time while providing the flexibility and liquidity you need.

All guarantees are backed by Gulf Guaranty Life Insurance Company, a licensed life insurer with over 50 years of experience and a B++ (Good) rating from A.M. Best. Gulf Guaranty’s conservative management and stable investment philosophy have made it a trusted provider for decades.

Who Is the American Gulf Anchor MYGA Best For?

This annuity is a strong fit for:
• Retirees who want steady, guaranteed growth with zero market risk
• Pre-retirees rolling over funds from an IRA, 401(k), or other savings plan
• Individuals seeking predictable, tax-deferred accumulation
• Investors who want the option for annual liquidity and health-related waivers
• Clients looking for a straightforward, dependable fixed annuity from a proven carrier

Why Choose Diversified Insurance Brokers

With access to over 75 top-rated carriers, Diversified Insurance Brokers helps clients compare rates, features, and guarantees to find the best annuity for their goals. Our fiduciary advisors specialize in analyzing the fine print—so you can focus on confidence, clarity, and lasting financial stability.

We simplify the process, explain every option, and ensure your plan aligns perfectly with your retirement timeline. Whether you’re securing fixed growth or exploring income options, we’re here to help you make the most informed decision possible.