Stable Growth with Multi-Year Guarantees
The MaxRate MYGA allows you to lock in a guaranteed interest rate for 3, 5, or 7 years, providing predictable growth with no exposure to market fluctuations. This makes it an ideal solution for conservative investors or those nearing retirement who value safety and consistent accumulation.

Accessible for a Wide Range of Investors
The annuity requires a minimum premium of $10,000, with a maximum of $1 million without prior approval. It’s well-suited for both retirement rollovers and repositioning existing savings into a more secure, tax-deferred vehicle.

Liquidity and Access Features
After the first contract year, the Athene MaxRate allows for penalty-free withdrawals, helping you maintain financial flexibility. It also includes withdrawal charge waivers for terminal illness and nursing home confinement, giving you added peace of mind in the event of a serious health issue.

Market Value Adjustment (MVA)
If you withdraw more than the penalty-free amount or surrender the policy early, an MVA may apply. This adjustment can increase or decrease your withdrawal based on current interest rate conditions—but with proper planning, it’s often avoidable.

Lifetime Income and End-of-Term Options
At the end of the contract term, you can renew at a new guaranteed rate, take a full withdrawal, or convert the balance into a lifetime income stream, depending on your retirement goals.

Death Benefit and Probate Bypass
If the annuitant passes away, beneficiaries receive the greater of the accumulated value or the minimum guaranteed contract value, and the payout bypasses probate for faster, more efficient transfer.

Backed by Athene and Apollo Global Management
Athene is a highly rated insurer backed by Apollo Global Management and holds A+ ratings from A.M. Best, S&P, and Fitch—a testament to its financial strength and commitment to long-term stability.

Why Work With Diversified Insurance Brokers
We work with over 75 top-rated carriers to ensure our clients have access to the best annuity products on the market, including the Athene MaxRate MYGA. Whether you’re looking to protect your savings or generate guaranteed income, our team can help you choose the annuity that fits your retirement strategy.

🎯 Looking for safe, fixed growth with long-term flexibility?
Submit a quote request here and see if the Athene MaxRate MYGA aligns with your retirement goals.

Contact Us Today:
Explore whether the Athene MaxRate Annuity is right for your long-term financial security.

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