Atlantic Coast Life Income Navigator Annuity – Guaranteed Income with Growth and Protection
At Diversified Insurance Brokers, we specialize in annuities that deliver guaranteed income, market protection, and long-term financial stability. The Atlantic Coast Life Income Navigator Annuity, issued by Atlantic Coast Life Insurance Company, is designed for retirees and pre-retirees who want to grow their savings, protect their principal, and secure an income stream they can’t outlive.
Immediate and Long-Term Growth Benefits
With a 7% Premium Bonus applied at the start, your annuity’s income base gets an instant boost. Add to that a 7% roll-up rate for 10 years, and you have a powerful foundation for increasing your future guaranteed income.

Ensure you are receiving the absolute top rates
Current Fixed Annuity Rates
Compare today’s best fixed annuity rates from top carriers.
Current Bonus Annuity Rates
See which annuities offer the highest upfront bonus today.
Request an Annuity Quote
Submit our annuity request form to get personalized rate options.
Lifetime Income Calculator
Use our calculator to see how much guaranteed income your annuity can provide.
Market Participation with Downside Protection
The Income Navigator Annuity offers multiple indexing strategies—allowing you to benefit from market-linked growth while ensuring your principal is never reduced by market losses. This combination makes it ideal for those who want growth potential without the volatility of direct market investing.
Tax-Deferred Compounding
Your earnings grow tax-deferred, which means more of your money stays invested and compounding over time—helping your savings last longer in retirement.
Flexible Liquidity Options
Starting in year two, you can withdraw up to 10% of your contract value annually without penalty, giving you access to funds for unexpected expenses without jeopardizing your income plan.
Guaranteed Lifetime Income
With the Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider, you’ll receive income for life—even if your account value reaches zero. This feature provides long-term peace of mind and stability throughout retirement.
Why Work With Diversified Insurance Brokers
We work with top-rated carriers like Atlantic Coast Life to bring you annuity solutions tailored to your goals. Our expertise ensures you’ll have a plan that matches your income needs, growth objectives, and risk tolerance.
🎯 Ready to grow your savings and lock in guaranteed income for life?
Submit a quote request here to see if the Atlantic Coast Life Income Navigator Annuity is right for your retirement plan.
Contact Us Today:
Ready to explore this annuity in more detail — or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
📞 Call us at 800-533-5969
🔗 Visit our annuity rate page here
📍 Contact Us Page