Index-Based Growth Options with a Safety Net

The Trailhead Annuity offers a wide selection of crediting strategies that allow for participation in market performance—without the fear of loss due to market downturns. Index options include:

• S&P 500 Index

• S&P 500 Dynamic Intraday TCA Index

• DB Foresight X-Asset 10 Index

• Nasdaq-100 Volatility Control 7% Index

For those seeking simplicity and predictability, there’s also a fixed interest rate option that locks in steady, guaranteed growth over time.

Minimum premium starts at $20,000, and premium amounts up to $1,000,000 may be accepted with company approval.

If you’d like to compare current rates and contract options, use our quick Annuity Quote Request Form to receive personalized recommendations.

Liquidity Features and Term Flexibility

One of the standout features of the Trailhead Annuity is its customizable surrender charge schedules—with 5-year, 7-year, and 10-year durations available. This allows clients to align the annuity with their planning horizon.

After the second contract year, you can withdraw up to 10% of the contract value annually without penalty. Additional flexibility is built in through waiver provisions for:

• Nursing home confinement

• Terminal illness

These features offer added peace of mind in the event of a health crisis or the need to access funds unexpectedly.

Reliable Legacy Protection

The Trailhead Annuity also provides a robust death benefit, ensuring that your loved ones receive the greater of your premium, the contract’s accumulation value, or the guaranteed minimum value. It’s a straightforward, efficient way to pass along assets without delay or unnecessary complexity.

Who This Annuity May Be a Good Fit For

The Axonic Trailhead Fixed Indexed Annuity is a strong fit for:

• Individuals who want market-linked growth without risking principal

• Pre-retirees or retirees seeking income options after a short accumulation period

• Clients looking for term flexibility (5, 7, or 10 years) to match their financial plans

• Those seeking a diversified range of index crediting strategies

• Investors who want access to penalty-free withdrawals and emergency liquidity features

It’s especially well-suited for clients who want to preserve and grow non-qualified savings or safely roll over qualified retirement accounts with built-in downside protection.