Reliable Fixed Interest with Flexible Terms
This annuity offers guaranteed fixed interest rates for 3, 5, 7, or 10 years, giving you the option to choose the term that best fits your retirement timeline. Your interest is locked in, and your growth accumulates tax-deferred, compounding over time without market volatility.

Access to Funds Without Sacrificing Growth
The Preserve MYGA also includes:

• Penalty-free withdrawals of up to 10% annually starting in year two, providing access to funds while preserving long-term returns

• Nursing home and terminal illness waivers, ensuring you can access funds when unexpected health events arise

• A guaranteed death benefit, so your beneficiaries receive the full contract accumulation value

📌 Want to see personalized fixed rate options across 3–10 year terms?
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Flexible Options at the End of the Term
When the guaranteed period ends, you’re in control. You can:

• Renew for another term

• Withdraw your funds without penalty

• Convert your annuity into a structured income stream

This flexibility makes the Preserve MYGA a great fit for retirees who want to keep their options open while still enjoying consistent growth.

Who Should Consider This Annuity?
This annuity is ideal for:

• Retirees who want a predictable, guaranteed return with no market exposure

• Individuals looking for tax-deferred growth in a safe money vehicle

• Anyone rolling over retirement funds and seeking secure short- or long-term income options

• Those who want liquidity features and access to funds in case of health-related events

Backed by a Strong Carrier
Clear Spring Life and Annuity Company brings a disciplined, conservative approach to investment management and offers the financial strength you can count on.