Delaware Life DualTrack Income Fixed Indexed Annuity – Two Income Paths. One Powerful Outcome
At Diversified Insurance Brokers, we specialize in helping retirees create secure, customized income strategies for the future. One of the most innovative options available today is the Delaware Life DualTrack Income Fixed Indexed Annuity—a product designed for individuals who want to grow income with both guarantees and market-linked potential.
This annuity takes the guesswork out of retirement planning by offering two powerful growth paths and automatically giving you the better result. With strong upside potential and built-in income guarantees, the DualTrack Income Annuity is a great solution for those looking to maximize lifetime income without exposing their savings to market losses.
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Dual-Track Income Base: Choose Security or Performance
The standout feature of this annuity is its Dual-Track Income Base:
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Track One: A 9% compound roll-up for up to 10 years, offering steady, predictable income base growth.
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Track Two: A performance-based track using a 150% interest multiplier—tying income growth to market performance.
At the end of years 5 and 10, Delaware Life automatically locks in the higher value from the two tracks for your lifetime income. This means you’re always positioned for the best outcome, whether the market performs well or not.
Growth Strategies with Built-In Protection
The Delaware Life DualTrack Income Annuity offers access to high-performing index strategies:
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S&P 500®
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Nasdaq-100 VC 12% Index
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Barclays Aries Index
Each index option comes with a 0% floor, protecting your account from market downturns while allowing for upside participation. Starting in year two, you can also access penalty-free withdrawals of up to 10% annually.
Guaranteed Income with Extra Flexibility
This annuity includes a Guaranteed Lifetime Withdrawal Benefit (GLWB) that ensures income you can never outlive. Additional features include:
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Chronic illness income multiplier – Doubles income for up to 5 years at no extra cost
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Terminal illness and nursing home waivers
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Required Minimum Distribution (RMD) friendly withdrawals
These benefits make the annuity not only powerful for income planning, but also highly flexible in the face of unexpected health or financial needs.
Get Expert Help from Diversified Insurance Brokers
At Diversified Insurance Brokers, we help clients compare products and customize annuity strategies based on real retirement needs. The Delaware Life DualTrack Income Annuity stands out as one of the best tools for creating flexible, reliable income that grows with your goals.
Let our team walk you through how this annuity can work in your retirement strategy.
Talk to an Advisor or Request Your Annuity Quote
Ready to explore this annuity in more detail—or compare it with other carriers to see if even higher rates are available? With guaranteed income, principal protection, and long-term growth potential on the line, making the right choice is essential. The experienced advisors at Diversified Insurance Brokers will guide you through the options and design a strategy tailored to your retirement goals.
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