What Sets Momentum Growth Apart

The Momentum Growth annuity is engineered to give you control. At its core, it’s a fixed indexed annuity offering principal protection with growth potential, and it goes even further with a suite of unique customization features.

The standout feature of this annuity is VersaGain™, an innovative tool that allows policyholders to adjust their personal risk/reward profile. You can increase or decrease your participation in the market, tailoring the experience to your risk tolerance. Plus, the ability to lock in gains helps preserve the growth you’ve earned during periods of market strength—adding a critical layer of security to your long-term strategy.

Diversified Index Options for Smart Growth

The annuity offers several index crediting strategies that tap into different market sectors and volatility-controlled benchmarks. You can allocate your premium across:

• S&P 500 Dynamic Intraday TCA Index – designed to respond to intra-day shifts for potential enhanced returns

• Barclays Aries Index – a multi-asset, momentum-based strategy focusing on long-term growth

• Nasdaq-100 Volatility Control 12% Index – offering access to top tech companies with built-in volatility adjustments

• Fixed Interest Rate Option – for conservative investors who want predictable, declared interest

This broad selection enables policyholders to diversify their accumulation strategy across risk-managed and growth-driven segments—all while knowing their principal is protected from market loss.

Liquidity and Withdrawal Provisions

Starting in the first contract year, policyholders can withdraw up to 10% of their total premium payments penalty-free—providing valuable flexibility for cash flow planning. If an unexpected health issue arises, the contract includes waivers for terminal illness and nursing home confinement, giving you access to your funds when needed most.

Additionally, the surrender charge schedule is structured to accommodate different time horizons, and the inclusion of a Market Value Adjustment (MVA) means you’ll want to carefully consider timing when making early withdrawals. That’s where our expert team at Diversified Insurance Brokers comes in—we help you understand these provisions in detail, so there are no surprises.

Strong Legacy and Protection Benefits

In the event of death, beneficiaries will receive the greater of the contract’s accumulation value or surrender value, ensuring that your retirement savings leave behind meaningful protection for loved ones.

Is the Momentum Growth Right for You?

The Delaware Life Momentum Growth Annuity is an excellent choice for individuals who:

• Want market-linked growth with zero exposure to market loss

• Need the flexibility to adjust risk exposure over time

• Prefer access to diverse index crediting strategies

• Value penalty-free access and health-related withdrawal waivers

• Are seeking a long-term accumulation tool that can adapt to changing financial needs

Whether you’re rolling over retirement funds, reallocating savings from a lower-performing investment, or building a foundation for retirement income, the Momentum Growth annuity offers the flexibility, protection, and modern tools to help you get there.

Why Choose Diversified Insurance Brokers?

With access to over 75 of the top-rated insurance companies, the advisors at Diversified Insurance Brokers specialize in simplifying complex annuity decisions. We take the time to walk you through the crediting strategies, VersaGain settings, liquidity rules, and long-term benefits so you can confidently select the annuity that’s right for you.

We’re not tied to any one insurance company—we’re here to serve your goals, not someone else’s sales quota.

Let’s find out if the Delaware Life Momentum Growth is the right fit for your retirement plan.

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