GILICO WealthChoice – Flexible Growth and Guaranteed Income You Can Count On
At Diversified Insurance Brokers, we specialize in annuity strategies that help clients grow and protect their retirement savings. The GILICO WealthChoice Fixed Indexed Annuity from Guaranty Income Life Insurance Company offers the ideal mix of growth potential, lifetime income, and liquidity—all with strong guarantees and flexible options.
If you’re looking for a product that adapts to your financial goals and timeline, WealthChoice provides a compelling solution for your retirement plan.
Tailored Terms with Bonus Growth Potential
The WealthChoice annuity is available in 5-, 7-, or 10-year terms, giving you control over your planning horizon. The Premium Bonus Rider is available on the 10-year contract, giving your account value a strong boost from the start—especially valuable for those looking to maximize future income.
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Market Growth Without Market Risk
With multiple index crediting strategies, the WealthChoice annuity allows you to grow your money based on market performance—without taking on any downside risk. All strategies include a 0% floor, meaning your account won’t lose value due to negative market performance.
This gives you the opportunity for accumulation with the peace of mind that your principal is always protected.
Guaranteed Income That Lasts a Lifetime
The Guaranteed Living Benefit Rider (GLBR) ensures that you’ll have income for life—even if your account value is depleted. This rider can be used for both single and joint income, making it an excellent fit for couples who want to maintain financial stability throughout retirement.
Additional benefits include:
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Penalty-free withdrawals up to 10% annually, starting in year one
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Return of premium feature beginning in year five
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Terminal illness and nursing home confinement waivers
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Death benefit enhancements, including a 10% bonus for beneficiaries who elect a 5-year structured payout
These features make WealthChoice not only a strong growth annuity, but also a reliable income and legacy planning tool.
Backed by a Trusted Carrier
Guaranty Income Life Insurance Company (GILICO) has a longstanding reputation for financial strength and innovation. When you work with Diversified Insurance Brokers, we help you explore all options—including how the WealthChoice annuity can fit into your broader retirement strategy.
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